{"id":3356,"date":"2025-05-31T17:55:51","date_gmt":"2025-05-31T20:55:51","guid":{"rendered":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/?p=3356"},"modified":"2025-05-31T17:55:51","modified_gmt":"2025-05-31T20:55:51","slug":"what-credit-cards-give-you-3-cash-back","status":"publish","type":"post","link":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/","title":{"rendered":"What credit cards give you 3% cash back?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#What_Credit_Cards_Give_You_3_Cash_Back\" >What Credit Cards Give You 3% Cash Back?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Understanding_3_Cash_Back_Credit_Cards\" >Understanding 3% Cash Back Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Top_Credit_Cards_That_Offer_3_Cash_Back\" >Top Credit Cards That Offer 3% Cash Back<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#1_Citi%C2%AE_Double_Cash_Card\" >1. Citi\u00ae Double Cash Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#2_US_Bank_Cash%E2%84%A2_Visa_Signature%C2%AE_Card\" >2. U.S. Bank Cash+\u2122 Visa Signature\u00ae Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#3_Blue_Cash_Preferred%C2%AE_Card_from_American_Express\" >3. Blue Cash Preferred\u00ae Card from American Express<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#4_Wells_Fargo_Active_Cash%C2%AE_Card\" >4. Wells Fargo Active Cash\u00ae Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#5_Amazon_Prime_Rewards_Visa_Signature_Card\" >5. Amazon Prime Rewards Visa Signature Card<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Credit_Cards_Offering_Flat_3_Cash_Back_on_All_Purchases\" >Credit Cards Offering Flat 3% Cash Back on All Purchases<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Alliant_Cashback_Visa%C2%AE_Signature_Credit_Card\" >Alliant Cashback Visa\u00ae Signature Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#PenFed_Power_Cash_Rewards_Visa_Signature%C2%AE_Card\" >PenFed Power Cash Rewards Visa Signature\u00ae Card<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Category-Specific_3_Cash_Back_Credit_Cards\" >Category-Specific 3% Cash Back Credit Cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Groceries\" >Groceries<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Dining_and_Restaurants\" >Dining and Restaurants<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Gas_Stations_and_Transit\" >Gas Stations and Transit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#How_to_Choose_the_Best_3_Cash_Back_Credit_Card_for_You\" >How to Choose the Best 3% Cash Back Credit Card for You<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Maximizing_Your_3_Cash_Back_Earnings\" >Maximizing Your 3% Cash Back Earnings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Common_User_Questions_About_3_Cash_Back_Cards\" >Common User Questions About 3% Cash Back Cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Are_3_cash_back_rates_offered_on_all_purchases\" >Are 3% cash back rates offered on all purchases?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Do_these_cards_have_annual_fees\" >Do these cards have annual fees?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Can_I_earn_3_cash_back_on_online_purchases\" >Can I earn 3% cash back on online purchases?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Is_it_better_to_have_a_card_with_flat-rate_cash_back_or_category_bonuses\" >Is it better to have a card with flat-rate cash back or category bonuses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#How_do_I_redeem_my_cash_back_rewards\" >How do I redeem my cash back rewards?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Related_Articles\" >Related Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Our_Categories\" >Our Categories:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#What_Credit_Cards_Give_You_3_Cash_Back-2\" >What Credit Cards Give You 3% Cash Back?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Frequently_Asked_Questions_About_3_Cash_Back_Credit_Cards\" >Frequently Asked Questions About 3% Cash Back Credit Cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Which_credit_card_gives_3_cash_back_on_groceries\" >Which credit card gives 3% cash back on groceries?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Are_3_cash_back_credit_cards_worth_it\" >Are 3% cash back credit cards worth it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Do_3_cash_back_cards_have_annual_fees\" >Do 3% cash back cards have annual fees?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Can_3_cash_back_be_redeemed_for_cash\" >Can 3% cash back be redeemed for cash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Which_card_offers_3_cash_back_on_gas_purchases\" >Which card offers 3% cash back on gas purchases?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Are_rotating_categories_common_for_3_cash_back_cards\" >Are rotating categories common for 3% cash back cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Is_there_a_credit_score_requirement_for_3_cash_back_cards\" >Is there a credit score requirement for 3% cash back cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Can_I_combine_3_cash_back_with_other_rewards\" >Can I combine 3% cash back with other rewards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Are_there_foreign_transaction_fees_on_3_cash_back_cards\" >Are there foreign transaction fees on 3% cash back cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#How_often_can_I_redeem_cash_back_from_these_cards\" >How often can I redeem cash back from these cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Do_3_cash_back_rewards_expire\" >Do 3% cash back rewards expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Which_card_rewards_dining_with_3_cash_back_or_more\" >Which card rewards dining with 3% cash back or more?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Are_store_credit_cards_better_for_3_cash_back\" >Are store credit cards better for 3% cash back?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#How_do_cashback_caps_affect_3_cash_back_cards\" >How do cashback caps affect 3% cash back cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Can_I_use_multiple_3_cash_back_cards_to_optimize_rewards\" >Can I use multiple 3% cash back cards to optimize rewards?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3356\/#Also_discover\" >Also discover<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>What credit cards give you 3% cash back?<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Credit_Cards_Give_You_3_Cash_Back\"><\/span>What Credit Cards Give You 3% Cash Back?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Are you looking to maximize your rewards with credit cards that offer <strong>3% cash back<\/strong>? Whether you&#8217;re trying to save on groceries, dining, travel, or everyday purchases, finding the right cash back credit card can make a significant difference in your savings. This article will explore some of the best credit cards that provide 3% cash back on various categories, helping you understand which card suits your spending habits. We\u2019ll also answer common questions and offer tips on how to optimize your cash back rewards effectively.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_3_Cash_Back_Credit_Cards\"><\/span>Understanding 3% Cash Back Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Credit cards that offer 3% cash back are popular for providing a solid return on spending without overly complex reward structures. Many cards offer flat 3% cash back on all purchases or target specific categories like groceries, dining, or gas. Unlike cards with rotating categories or sign-up bonuses, these cards offer consistent rewards, making it easier for cardholders to calculate their earnings and enjoy steady benefits.<\/p>\n<p><strong>Why choose a card with 3% cash back?<\/strong><\/p>\n<ul>\n<li><strong>Consistent rewards:<\/strong> No need to track rotating categories or activation dates.<\/li>\n<li><strong>Higher than average cash back:<\/strong> Most cash back cards offer 1% to 2% on general spending.<\/li>\n<li><strong>Simple to use:<\/strong> Ideal for consumers who want straightforward rewards without complicated programs.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Top_Credit_Cards_That_Offer_3_Cash_Back\"><\/span>Top Credit Cards That Offer 3% Cash Back<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Below are some of the leading credit cards available in the U.S. that provide <strong>3% cash back<\/strong> in various categories.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Citi%C2%AE_Double_Cash_Card\"><\/span>1. Citi\u00ae Double Cash Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The <strong>Citi Double Cash Card<\/strong> is often praised for its straightforward rewards. It offers a total of 2% cash back on all purchases\u20141% when you buy and another 1% when you pay off those purchases. Although it does not offer 3% back on a specific category, pairing this with certain store or gas cards can help hit a combined higher rate.<\/p>\n<p><em>Note:<\/em> Citi occasionally partners with certain retailers where you can get up to 3% back in specific categories, but the base card is primarily 2% flat cash back.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_US_Bank_Cash%E2%84%A2_Visa_Signature%C2%AE_Card\"><\/span>2. U.S. Bank Cash+\u2122 Visa Signature\u00ae Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This card allows cardholders to choose categories where they can earn 5% and 2% cash back on up to $2,000 in combined monthly spending each quarter. Additionally, it offers a default 1% cash back on all other purchases. Although not consistently 3% across all spending, one of the flexible categories can be set to 3% or more depending on your choice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Blue_Cash_Preferred%C2%AE_Card_from_American_Express\"><\/span>3. Blue Cash Preferred\u00ae Card from American Express<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The <strong>Blue Cash Preferred\u00ae Card<\/strong> is a favorite for families, offering <strong>6% cash back<\/strong> on select U.S. streaming subscriptions, 6% at U.S. supermarkets (up to $6,000 annually), and a notable <strong>3% cash back<\/strong> on transit including rideshares and gas stations.<\/p>\n<ul>\n<li>Best for: Families and individuals with heavy grocery and transit expenses.<\/li>\n<li>Annual fee: $95 (as of 2024).<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Wells_Fargo_Active_Cash%C2%AE_Card\"><\/span>4. Wells Fargo Active Cash\u00ae Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The <strong>Wells Fargo Active Cash\u00ae Card<\/strong> offers a flat <strong>2% cash rewards<\/strong> on all purchases, but it sometimes features promotions and bonuses that push the effective cash back rate towards 3% on select purchases. As with Citi Double Cash, it is a strong candidate when combining rewards with merchant-specific programs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Amazon_Prime_Rewards_Visa_Signature_Card\"><\/span>5. Amazon Prime Rewards Visa Signature Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you spend a lot on Amazon or at Whole Foods, this card offers <strong>5% cash back<\/strong> on purchases made through these retailers. For all other purchases, you get 2% back, except for dining and gas where you earn 3% cash back. This makes it a solid choice if dining out and gas are significant parts of your budget.<\/p>\n<ul>\n<li>Best for: Amazon Prime members who want 3% back on dining and gas.<\/li>\n<li>Requirements: Must have an active Amazon Prime membership.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Credit_Cards_Offering_Flat_3_Cash_Back_on_All_Purchases\"><\/span>Credit Cards Offering Flat 3% Cash Back on All Purchases<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Finding a card that offers a straight 3% cash back on every purchase is somewhat rare, but a few options do exist, either through promotional offers or specific card features.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Alliant_Cashback_Visa%C2%AE_Signature_Credit_Card\"><\/span>Alliant Cashback Visa\u00ae Signature Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The <strong>Alliant Cashback Visa\u00ae Signature Credit Card<\/strong> offers a competitive 3% cash back on the first $2,500 spent each billing cycle for the first year. After the introductory period, the rate drops to 2.5%. This card is an excellent choice if you want maximum rewards consistently for at least a year.<\/p>\n<ul>\n<li><strong>Annual fee:<\/strong> $0 for the first year, then $99 afterward.<\/li>\n<li><strong>Introductory cash back:<\/strong> 3% on all purchases up to $2,500 monthly for the first year.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"PenFed_Power_Cash_Rewards_Visa_Signature%C2%AE_Card\"><\/span>PenFed Power Cash Rewards Visa Signature\u00ae Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This credit card offers a straightforward <strong>2% cash back<\/strong> on all purchases, but if you&#8217;re a PenFed Honors Advantage member (which requires a monthly direct deposit), you earn <strong>3% cash back<\/strong> on all purchases\u2014making it one of the few cards with flat-rate 3% cash back with the right membership.<\/p>\n<ul>\n<li>Best for: Members able to maintain qualifying account activities.<\/li>\n<li>Annual fee: $0.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Category-Specific_3_Cash_Back_Credit_Cards\"><\/span>Category-Specific 3% Cash Back Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many cards don\u2019t offer 3% back on everything, but they do provide robust 3% or more cash back on specific categories.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Groceries\"><\/span>Groceries<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>Blue Cash Preferred from American Express:<\/strong> 6% back at U.S. supermarkets (first $6,000 annually), then 1%.<\/li>\n<li><strong>Bank of America\u00ae Customized Cash Rewards credit card:<\/strong> 3% back in your choice of one category including groceries.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Dining_and_Restaurants\"><\/span>Dining and Restaurants<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>Chase Freedom Flex\u2120:<\/strong> Offers 5% cash back on dining during promotional quarters, often translating to 3% or more with combined rewards.<\/li>\n<li><strong>Capital One SavorOne Cash Rewards Credit Card:<\/strong> 3% cash back on dining, entertainment, and popular streaming services.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Gas_Stations_and_Transit\"><\/span>Gas Stations and Transit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>Blue Cash Preferred:<\/strong> 3% cash back on transit and gas purchases.<\/li>\n<li><strong>Costco Anywhere Visa\u00ae Card by Citi:<\/strong> 4% on gas up to $7,000 annually, and 3% on dining and travel purchases.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Best_3_Cash_Back_Credit_Card_for_You\"><\/span>How to Choose the Best 3% Cash Back Credit Card for You<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Picking the right credit card depends on your spending habits, lifestyle, and how much effort you want to invest in managing rewards. Here are some tips:<\/p>\n<ul>\n<li><strong>Analyze your spending:<\/strong> Track your monthly expenses to identify categories where you spend the most, such as groceries, dining, gas, or travel.<\/li>\n<li><strong>Check for fees:<\/strong> Some cards offer excellent cash back but charge sizeable annual fees. Calculate if the rewards outweigh these fees.<\/li>\n<li><strong>Look for introductory offers:<\/strong> Many cards include sign-up bonuses or introductory higher cash back rates.<\/li>\n<li><strong>Understand redemption options:<\/strong> Some cards let you redeem cash back for statement credits, direct deposit, gift cards, or travel.<\/li>\n<li><strong>Consider stacking rewards:<\/strong> Using a 3% cash back card in combination with store-specific cards or loyalty programs may increase your total rewards.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Maximizing_Your_3_Cash_Back_Earnings\"><\/span>Maximizing Your 3% Cash Back Earnings<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To get the most out of your 3% cash back credit cards, consider these strategies:<\/p>\n<ul>\n<li><strong>Use cards strategically:<\/strong> Use the 3% rewards card only for categories that apply and switch to a card with higher rewards for other purchases.<\/li>\n<li><strong>Pay balances in full:<\/strong> Avoid interest charges that can erase the value of your cash back.<\/li>\n<li><strong>Stack rewards programs:<\/strong> Combine credit card rewards with merchant loyalty points and coupons.<\/li>\n<li><strong>Monitor category changes:<\/strong> Some cards rotate categories quarterly, so stay updated to maximize rewards.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Common_User_Questions_About_3_Cash_Back_Cards\"><\/span>Common User Questions About 3% Cash Back Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Are_3_cash_back_rates_offered_on_all_purchases\"><\/span>Are 3% cash back rates offered on all purchases?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most 3% cash back credit cards apply that rate only to specific categories such as dining, groceries, gas stations, or transit. Few cards offer a flat 3% on all spending. It\u2019s important to read the card\u2019s terms to know where you\u2019ll earn the rewards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_these_cards_have_annual_fees\"><\/span>Do these cards have annual fees?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some 3% cash back cards have no annual fees, while others charge between $0 to $95 or more, depending on the benefits offered. It\u2019s essential to weigh the perks against the fee to see if it\u2019s worth it.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_earn_3_cash_back_on_online_purchases\"><\/span>Can I earn 3% cash back on online purchases?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends on the card and the category. If online purchases fall within a cash back category (like groceries or streaming), you likely can earn 3%. Otherwise, the standard cash back rate applies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_it_better_to_have_a_card_with_flat-rate_cash_back_or_category_bonuses\"><\/span>Is it better to have a card with flat-rate cash back or category bonuses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If your spending is evenly spread, a flat-rate 3% card makes sense. However, if you spend heavily in certain categories, a card with category bonuses may yield higher rewards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_I_redeem_my_cash_back_rewards\"><\/span>How do I redeem my cash back rewards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Redemption options include statement credits, direct deposits, gift cards, and travel. Verify the redemption policies, since some cards might have a minimum cashback threshold.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-212\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp\" alt=\"Thumbnail Smart Finance (6)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Articles\"><\/span>Related Articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"page-generator-pro-related-links page-generator-pro-related-links-columns-1 page-generator-pro-related-links-prev-next page-generator-pro-related-links-vertical\"><li class=\"prev\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3118\/\" title=\"What credit card will give me the highest limit?\">What credit card will give me the highest limit?\n                            <\/a>\n                        <\/li><li class=\"next\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3151\/\" title=\"What credit limit can I get with 700?\">What credit limit can I get with 700?\n                            <\/a>\n                        <\/li><\/ul>\n<p>Our HOME in English: <a href=\"https:\/\/finance.familiaeabiblia.com.br\/\" target=\"_blank\" rel=\"noopener\">Smart Finance: Learn, Invest, and Grow<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-262\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp\" alt=\"Thumbnail Smart Finance (56)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Categories\"><\/span>Our Categories:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcb3 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/\">Credit Cards<\/a>: Comparisons, reviews, and tips to choose the best card for your profile \u2014 cashback, travel rewards, no annual fee, and more.<\/li>\n<li>\ud83c\udfe6 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/digital-banks\/\">Digital Banks<\/a>: Practical guides and evaluations of digital bank accounts, fees, benefits, and services.<\/li>\n<li>\ud83d\udcc8 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/investing\/\">Investments<\/a>: Beginner guides, fixed income and variable income options, real estate investment trusts (REITs), and more.<\/li>\n<li>\ud83e\uddee <a href=\"https:\/\/finance.familiaeabiblia.com.br\/financial-education\/\">Financial Education<\/a>: Learn to manage your budget, build an emergency fund, and get out of debt.<\/li>\n<li>\ud83d\ude97 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/loans-financing\/\">Loans and Financing<\/a>: Explanations about mortgage, auto, and student loans, with smart money-saving tips.<\/li>\n<li>\ud83d\udee1\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/insurance\/\">Insurance<\/a>: Information about the most important types of insurance to protect your family and assets.<\/li>\n<li>\ud83d\udcca <a href=\"https:\/\/finance.familiaeabiblia.com.br\/taxes-income\/\">Taxes and Income<\/a>: Guidance on tax filing, investment taxation, and fiscal responsibilities.<\/li>\n<li>\ud83c\udfd6\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/retirement-planning\/\">Retirement Planning<\/a>: Tips to plan your retirement with private retirement plans, Social Security benefits, and passive income strategies.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-209\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp\" alt=\"Thumbnail Smart Finance (3)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p><title>What Credit Cards Give You 3% Cash Back?<\/title><\/p>\n<p>Finding the right credit card that offers <strong>3% cash back<\/strong> can make a significant difference in your everyday spending and savings. Whether you\u2019re looking to earn rewards on groceries, dining, gas, or other categories, there are several cards tailored to meet different lifestyle needs. Earning 3% cash back means you get more value from each purchase, helping you save money effortlessly while building credit. This guide will highlight popular credit cards that offer 3% cash back, answer common questions, and help you decide which card suits your financial goals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Credit_Cards_Give_You_3_Cash_Back-2\"><\/span>What Credit Cards Give You 3% Cash Back?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Citi Double Cash Card:<\/strong> Earn 1% cash back on purchases and 1% when you pay your bill, effectively rewarding 2% back on all purchases. While 3% categories are limited, certain promotions may apply.<\/li>\n<li><strong>Chase Freedom Flex:<\/strong> Offers 5% cash back on rotating categories each quarter, including some quarters with grocery stores and gas stations, which can exceed 3% cash back.<\/li>\n<li><strong>Blue Cash Preferred\u00ae Card from American Express:<\/strong> Earn 6% cash back at U.S. supermarkets (up to $6,000 per year) and 3% cash back on transit and gas.<\/li>\n<li><strong>Discover it\u00ae Cash Back:<\/strong> Features 5% cash back on rotating categories quarterly, sometimes including gas and supermarket categories.<\/li>\n<li><strong>Wells Fargo Active Cash\u00ae Card:<\/strong> Provides unlimited 2% cash back on purchases, with occasional promotions offering higher cash back rates.<\/li>\n<\/ul>\n<p>Depending on your spending habits, some cards give targeted 3% or more cash back in specific categories such as dining, gas, or groceries. Always check the terms and rotating categories to maximize rewards.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_About_3_Cash_Back_Credit_Cards\"><\/span>Frequently Asked Questions About 3% Cash Back Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_credit_card_gives_3_cash_back_on_groceries\"><\/span>Which credit card gives 3% cash back on groceries?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Blue Cash Preferred\u00ae Card from American Express offers 6% cash back on groceries, which surpasses 3% and is one of the best for grocery rewards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_3_cash_back_credit_cards_worth_it\"><\/span>Are 3% cash back credit cards worth it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, if you spend regularly in the categories that offer 3% cash back, these rewards can add up to significant savings over time.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_3_cash_back_cards_have_annual_fees\"><\/span>Do 3% cash back cards have annual fees?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some do, like the Blue Cash Preferred\u00ae with a $95 annual fee, while others, like Discover it\u00ae Cash Back, have no annual fee.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_3_cash_back_be_redeemed_for_cash\"><\/span>Can 3% cash back be redeemed for cash?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most cash back cards let you redeem rewards as statement credits, direct deposits, or checks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_card_offers_3_cash_back_on_gas_purchases\"><\/span>Which card offers 3% cash back on gas purchases?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Blue Cash Preferred\u00ae Card from American Express offers 3% cash back on transit, including gas stations in some cases.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_rotating_categories_common_for_3_cash_back_cards\"><\/span>Are rotating categories common for 3% cash back cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, many cards offer 5% cash back on rotating categories quarterly, which can mean 3% or more for specific spend categories at different times.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_credit_score_requirement_for_3_cash_back_cards\"><\/span>Is there a credit score requirement for 3% cash back cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most 3% cash back cards require good to excellent credit (typically 700+).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_combine_3_cash_back_with_other_rewards\"><\/span>Can I combine 3% cash back with other rewards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Generally, cash back cards offer straightforward rewards, but some may have bonus categories that stack with other promotions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_foreign_transaction_fees_on_3_cash_back_cards\"><\/span>Are there foreign transaction fees on 3% cash back cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends. Cards like the Blue Cash Preferred\u00ae have foreign transaction fees; others like Chase Freedom Flex do not.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_often_can_I_redeem_cash_back_from_these_cards\"><\/span>How often can I redeem cash back from these cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most cards allow redemption anytime with no minimum, while some may require a minimum amount (usually $25).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_3_cash_back_rewards_expire\"><\/span>Do 3% cash back rewards expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically, cash back rewards do not expire as long as your account remains open and in good standing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_card_rewards_dining_with_3_cash_back_or_more\"><\/span>Which card rewards dining with 3% cash back or more?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Chase Freedom Flex and Citi Custom Cash Card often offer 3% or higher on dining during promotional periods.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_store_credit_cards_better_for_3_cash_back\"><\/span>Are store credit cards better for 3% cash back?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some store credit cards offer high cash back rates for purchases within their stores but may lack versatility elsewhere.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_cashback_caps_affect_3_cash_back_cards\"><\/span>How do cashback caps affect 3% cash back cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Many cards limit the amount you can earn at elevated rates each quarter or year, so be aware of caps to maximize benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_multiple_3_cash_back_cards_to_optimize_rewards\"><\/span>Can I use multiple 3% cash back cards to optimize rewards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, having multiple cards allows you to choose the best one for each purchase category, maximizing your cash back potential.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Choosing a credit card that offers <strong>3% cash back<\/strong> or more on your favorite spending categories can lead to meaningful savings and a smoother financial experience. Whether you prioritize groceries, gas, dining, or rotating categories, there are options designed to fit your lifestyle and maximize rewards. Cards like the Blue Cash Preferred\u00ae Card from American Express excel for grocery and gas shoppers, while cards with rotating categories such as Chase Freedom Flex and Discover it\u00ae give you the flexibility to earn 3% or more in various areas throughout the year. Always consider annual fees, spending caps, and your credit score before applying. By understanding how these cards work and matching them to your spending habits, you can confidently select a 3% cash back credit card that boosts your savings effortlessly every time you pay. Start exploring these cards today to unlock the benefits of smarter spending and rewarding your everyday purchases.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Also_discover\"><\/span>Also discover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/finance.familiaeabiblia.com.br\/glossary\/\" target=\"_blank\" rel=\"noopener\">Glossary Finance<\/a><\/strong><\/li>\n<li><strong><a class=\"row-title\" href=\"https:\/\/finance.familiaeabiblia.com.br\/faq-finance\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u201cFAQ \u2013 Frequently Asked Questions\u201d (Edit)\">FAQ \u2013 Frequently Asked Questions<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/\">Credit Cards &#8211; GLOSSARY<\/a><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\">Credit Cards &#8211; FAQ<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>What credit cards give you 3% cash back? What Credit Cards Give You 3% Cash Back? Are you looking to maximize your rewards with credit cards that offer 3% cash back? Whether you&#8217;re trying to save on groceries, dining, travel, or everyday purchases, finding the right cash back credit card can make a significant difference &hellip;<\/p>\n","protected":false},"author":3,"featured_media":259,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-3356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-faq-credit-cards"],"_links":{"self":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/comments?post=3356"}],"version-history":[{"count":0,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3356\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media\/259"}],"wp:attachment":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media?parent=3356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/categories?post=3356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/tags?post=3356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}