{"id":3833,"date":"2025-06-04T16:05:51","date_gmt":"2025-06-04T19:05:51","guid":{"rendered":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/?p=3833"},"modified":"2025-06-04T16:05:51","modified_gmt":"2025-06-04T19:05:51","slug":"will-i-get-approved-for-a-credit-card-with-a-500-credit-score","status":"publish","type":"post","link":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/","title":{"rendered":"Will I get approved for a credit card with a 500 credit score?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Will_I_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score\" >Will I Get Approved for a Credit Card with a 500 Credit Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Understanding_What_a_500_Credit_Score_Means\" >Understanding What a 500 Credit Score Means<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Will_You_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score\" >Will You Get Approved for a Credit Card with a 500 Credit Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Types_of_Credit_Cards_Available_for_a_500_Credit_Score\" >Types of Credit Cards Available for a 500 Credit Score<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#1_Secured_Credit_Cards\" >1. Secured Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#2_Store_Credit_Cards\" >2. Store Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#3_Unsecured_Subprime_Credit_Cards\" >3. Unsecured Subprime Credit Cards<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Cards_Youre_Unlikely_to_Get_Approved_For_with_a_500_Credit_Score\" >Cards You\u2019re Unlikely to Get Approved For with a 500 Credit Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Steps_to_Improve_Your_Chances_of_Approval_with_a_500_Credit_Score\" >Steps to Improve Your Chances of Approval with a 500 Credit Score<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#1_Check_Your_Credit_Report\" >1. Check Your Credit Report<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#2_Use_Prequalification_Tools\" >2. Use Prequalification Tools<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#3_Apply_for_a_Secured_Credit_Card\" >3. Apply for a Secured Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#4_Avoid_Multiple_Applications_at_Once\" >4. Avoid Multiple Applications at Once<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#5_Build_Other_Aspects_of_Your_Financial_Profile\" >5. Build Other Aspects of Your Financial Profile<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#How_Long_Will_It_Take_to_Improve_Your_Credit_Score_from_500\" >How Long Will It Take to Improve Your Credit Score from 500?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Common_Misconceptions_About_Credit_Card_Approval_with_Low_Scores\" >Common Misconceptions About Credit Card Approval with Low Scores<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Myth_1_%E2%80%9CNo_one_will_approve_me_with_a_500_credit_score%E2%80%9D\" >Myth 1: \u201cNo one will approve me with a 500 credit score.\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Myth_2_%E2%80%9CApplying_for_many_cards_will_increase_my_chances%E2%80%9D\" >Myth 2: \u201cApplying for many cards will increase my chances.\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Myth_3_%E2%80%9CMy_credit_score_doesnt_matter_if_I_have_income%E2%80%9D\" >Myth 3: \u201cMy credit score doesn\u2019t matter if I have income.\u201d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Signs_You_Are_Ready_for_an_Unsecured_Credit_Card\" >Signs You Are Ready for an Unsecured Credit Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Tips_for_Using_Credit_Cards_to_Improve_Your_Credit_Score\" >Tips for Using Credit Cards to Improve Your Credit Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Where_to_Find_Secured_Credit_Cards_for_a_500_Credit_Score\" >Where to Find Secured Credit Cards for a 500 Credit Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Related_Articles\" >Related Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Our_Categories\" >Our Categories:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Will_I_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score-2\" >Will I Get Approved for a Credit Card with a 500 Credit Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Can_I_get_approved_for_a_credit_card_with_a_500_credit_score\" >Can I get approved for a credit card with a 500 credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#What_is_a_secured_credit_card\" >What is a secured credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Will_a_credit_check_hurt_my_score\" >Will a credit check hurt my score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Can_I_get_a_credit_card_without_a_security_deposit_with_a_500_score\" >Can I get a credit card without a security deposit with a 500 score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#How_can_I_improve_my_credit_score_after_being_approved\" >How can I improve my credit score after being approved?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Are_store_credit_cards_easier_to_get_than_regular_cards\" >Are store credit cards easier to get than regular cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#What_fees_should_I_expect_with_bad_credit_cards\" >What fees should I expect with bad credit cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Does_a_500_credit_score_mean_Im_in_serious_financial_trouble\" >Does a 500 credit score mean I\u2019m in serious financial trouble?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Can_I_use_a_credit-builder_loan_instead\" >Can I use a credit-builder loan instead?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#How_long_until_my_score_improves_using_a_secured_card\" >How long until my score improves using a secured card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Are_pre-approved_offers_worth_checking_with_a_500_score\" >Are pre-approved offers worth checking with a 500 score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Will_closing_old_accounts_hurt_my_credit\" >Will closing old accounts hurt my credit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Is_applying_for_multiple_cards_at_once_a_good_idea\" >Is applying for multiple cards at once a good idea?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Can_I_become_eligible_for_better_cards_quickly\" >Can I become eligible for better cards quickly?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#What_if_Im_declined_for_a_credit_card\" >What if I\u2019m declined for a credit card?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3833\/#Also_discover\" >Also discover<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>Will I get approved for a credit card with a 500 credit score?<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Will_I_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score\"><\/span>Will I Get Approved for a Credit Card with a 500 Credit Score?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you have a credit score of 500, you\u2019re likely wondering if applying for a credit card is even worth it. The short answer? While it\u2019s challenging, approval is not impossible. Understanding how credit scores impact credit card approvals, plus learning about the types of cards available for those with low scores, can make a significant difference in your financial journey.<\/p>\n<p>In this detailed article, we&#8217;ll cover <strong>whether you can get approved for a credit card with a 500 credit score<\/strong>, which cards you should consider, ways to improve your credit, and practical advice designed to increase your chances of success. Whether you are dealing with past financial setbacks or building credit from scratch, read on to find actionable information that works for you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_What_a_500_Credit_Score_Means\"><\/span>Understanding What a 500 Credit Score Means<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Your credit score is a number that lenders use to decide how risky it is to offer you credit. Most credit scores range from 300 to 850, with 500 falling into the category of <em>very poor credit<\/em>.<\/p>\n<p><strong>What does a 500 credit score mean to lenders?<\/strong><\/p>\n<ul>\n<li>It signals a high risk of default, missed payments, or insolvency history.<\/li>\n<li>It may indicate serious financial struggles, such as late payments, defaults, bankruptcy, or collections.<\/li>\n<li>Lenders will typically be cautious, leading to more denials for traditional credit products.<\/li>\n<\/ul>\n<p>While a 500 credit score isn&#8217;t ideal, it&#8217;s important to remember that it doesn&#8217;t define your entire financial future. There are credit cards designed specifically for people in this situation, and with smart choices, you can rebuild your credit over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Will_You_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score\"><\/span>Will You Get Approved for a Credit Card with a 500 Credit Score?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The truth is, <strong>being approved for a credit card with a 500 credit score is difficult but not impossible<\/strong>. Approval chances depend on the type of card you apply for and the lender\u2019s requirements.<\/p>\n<p>Here\u2019s what typically happens when you apply for mainstream credit cards with a 500 credit score:<\/p>\n<ul>\n<li><strong>Major credit card issuers<\/strong> like Chase, American Express, and Citi will most likely <em>deny<\/em> your application.<\/li>\n<li>You might be offered cards with <strong>high interest rates<\/strong> and <strong>low credit limits<\/strong> if approved.<\/li>\n<li>Prequalification tools can help you test your odds without a hard credit pull.<\/li>\n<\/ul>\n<p>However, <strong>securing a credit card tailored to low credit scores<\/strong> is definitely achievable. These cards help you build a payment history and improve your credit gradually.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Credit_Cards_Available_for_a_500_Credit_Score\"><\/span>Types of Credit Cards Available for a 500 Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If your credit score is around 500, you are typically limited to certain kinds of credit cards. Here are your best options:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Secured_Credit_Cards\"><\/span>1. Secured Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Secured credit cards are often the top choice for people with poor credit. With these cards, you put down a cash deposit as collateral, which usually becomes your credit limit.<\/p>\n<ul>\n<li><strong>How they work:<\/strong> You make a refundable deposit (e.g., $200), and you get a credit card with that same limit.<\/li>\n<li>Payments you make get reported to the credit bureaus, helping build or rebuild your credit over time.<\/li>\n<li>They typically have lower approval standards than unsecured cards, making them accessible with a 500 credit score.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Store_Credit_Cards\"><\/span>2. Store Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some retail store cards have more flexible approval criteria. While not ideal due to higher interest rates and limited use, they can be a way to establish credit.<\/p>\n<ul>\n<li>Store cards often report to credit bureaus consistently.<\/li>\n<li>Approval odds are higher if you shop regularly at that retailer.<\/li>\n<li>Careful: these cards usually carry very high interest rates and limited usability outside that store.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"3_Unsecured_Subprime_Credit_Cards\"><\/span>3. Unsecured Subprime Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These credit cards are designed specifically for people with low credit scores. They don\u2019t require a security deposit but often come with high fees and interest rates.<\/p>\n<ul>\n<li>Approval criteria are less strict than mainstream cards.<\/li>\n<li>You may face an annual fee, processing fees, or other charges.<\/li>\n<li>Good for establishing or rebuilding credit if you can manage the costs properly.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cards_Youre_Unlikely_to_Get_Approved_For_with_a_500_Credit_Score\"><\/span>Cards You\u2019re Unlikely to Get Approved For with a 500 Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It\u2019s important to set realistic expectations about the types of credit cards that will probably reject applications with a 500 score, including:<\/p>\n<ul>\n<li><strong>Rewards credit cards<\/strong> from major issuers like Chase Sapphire, Capital One Venture, or Amex Gold.<\/li>\n<li>Cards marketed for excellent or good credit holders, typically requiring scores above 670.<\/li>\n<li>Cards with high credit limits and premium benefits.<\/li>\n<\/ul>\n<p>Trying to apply for these cards without improving your credit first can lead to multiple hard inquiries, ultimately damaging your score further.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Steps_to_Improve_Your_Chances_of_Approval_with_a_500_Credit_Score\"><\/span>Steps to Improve Your Chances of Approval with a 500 Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you need a credit card but have a 500 credit score, follow these tips to increase your approval chances and safely improve your credit over time:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Check_Your_Credit_Report\"><\/span>1. Check Your Credit Report<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Before applying for any credit card, review your credit reports from the three major bureaus (Experian, Equifax, and TransUnion). You can get free annual reports at <a href=\"https:\/\/www.annualcreditreport.com\" target=\"_blank\" rel=\"noopener noreferrer\">AnnualCreditReport.com<\/a>.<\/p>\n<ul>\n<li>Look for errors or outdated information to dispute.<\/li>\n<li>Removing inaccuracies may boost your score immediately.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Use_Prequalification_Tools\"><\/span>2. Use Prequalification Tools<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Many credit card issuers and comparison sites offer <strong>prequalification or preapproval tools<\/strong> that allow you to see if you\u2019re likely to be approved without impacting your credit score.<\/p>\n<ul>\n<li>This protects your score from hard inquiries.<\/li>\n<li>Gives realistic expectations before applying.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"3_Apply_for_a_Secured_Credit_Card\"><\/span>3. Apply for a Secured Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you want the best chance of approval, start with a secured card. Choose one with reasonable fees and a reporting policy that includes all three credit bureaus.<\/p>\n<ul>\n<li>Make small, on-time payments every month.<\/li>\n<li>Keep your credit utilization below 30%.<\/li>\n<li>Gradually, this builds credit so you can qualify for unsecured cards later.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Avoid_Multiple_Applications_at_Once\"><\/span>4. Avoid Multiple Applications at Once<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Each credit card application results in a hard inquiry, which can further pull down your score. Space out applications and focus on targeted cards instead of mass applying.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Build_Other_Aspects_of_Your_Financial_Profile\"><\/span>5. Build Other Aspects of Your Financial Profile<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Pay down existing debts, especially high-interest revolving balances.<\/li>\n<li>Keep current on all bills \u2013 not just credit-related ones.<\/li>\n<li>Consider adding a trusted user to a family member\u2019s credit card to build credit history.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Long_Will_It_Take_to_Improve_Your_Credit_Score_from_500\"><\/span>How Long Will It Take to Improve Your Credit Score from 500?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Improving your credit score from 500 to a better range (e.g., 600+) can take time, but the payoff is worth it. Here\u2019s what you can expect:<\/p>\n<ul>\n<li><strong>Initial improvements<\/strong>: If you start making all payments on time and lower credit card balances, you might see a score bump within 3 to 6 months.<\/li>\n<li><strong>Substantial improvements<\/strong>: Building a solid payment history and reducing debt could increase your score by 100+ points within 12-18 months.<\/li>\n<li><strong>Longer term<\/strong>: Eliminating negative marks such as collections or late payments can take several years but will significantly improve your creditworthiness.<\/li>\n<\/ul>\n<p>Patience and consistency are key. Using credit responsibly and avoiding new debt traps will get you there.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Common_Misconceptions_About_Credit_Card_Approval_with_Low_Scores\"><\/span>Common Misconceptions About Credit Card Approval with Low Scores<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many consumers believe certain myths about credit card applications when their score is low. Let\u2019s address some of these:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Myth_1_%E2%80%9CNo_one_will_approve_me_with_a_500_credit_score%E2%80%9D\"><\/span>Myth 1: \u201cNo one will approve me with a 500 credit score.\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Reality:<\/strong> While harder to qualify, secured cards and some subprime cards exist specifically to serve consumers with credit challenges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Myth_2_%E2%80%9CApplying_for_many_cards_will_increase_my_chances%E2%80%9D\"><\/span>Myth 2: \u201cApplying for many cards will increase my chances.\u201d <span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Reality:<\/strong> Multiple applications result in several hard inquiries, which damage your credit score more and decrease approval odds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Myth_3_%E2%80%9CMy_credit_score_doesnt_matter_if_I_have_income%E2%80%9D\"><\/span>Myth 3: \u201cMy credit score doesn\u2019t matter if I have income.\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Reality:<\/strong> Lenders heavily weigh your credit history and score. While income matters, a low score highlights risk that needs addressing first.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Signs_You_Are_Ready_for_an_Unsecured_Credit_Card\"><\/span>Signs You Are Ready for an Unsecured Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once your credit starts improving from 500, it\u2019s smart to know when to move to an unsecured credit card. Indicators include:<\/p>\n<ul>\n<li>Your credit score has increased to around 600 or higher.<\/li>\n<li>You have shown consistent on-time payments for 6 months or more.<\/li>\n<li>You have kept balances low on existing secured or store cards.<\/li>\n<li>You received prequalified offers for unsecured cards during soft credit checks.<\/li>\n<\/ul>\n<p>Making this progression helps you avoid costly fees and interest which often come attached to secured and subprime cards.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tips_for_Using_Credit_Cards_to_Improve_Your_Credit_Score\"><\/span>Tips for Using Credit Cards to Improve Your Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Getting approved is just the first step\u2014using your credit card wisely is essential. Here are best practices to build your credit score effectively:<\/p>\n<ul>\n<li><strong>Pay your bill on time every month.<\/strong> Payment history has the biggest impact on your score.<\/li>\n<li><strong>Keep your credit utilization low.<\/strong> Aim to use less than 30% of your credit limit at any time.<\/li>\n<li><strong>Don\u2019t close old accounts.<\/strong> Length of credit history matters, so keep accounts open and active.<\/li>\n<li><strong>Limit new credit applications.<\/strong> Apply only when necessary and strategically.<\/li>\n<li><strong>Monitor your credit regularly.<\/strong> Use free tools to track your progress and detect errors or fraud early.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Where_to_Find_Secured_Credit_Cards_for_a_500_Credit_Score\"><\/span>Where to Find Secured Credit Cards for a 500 Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are some popular secured credit cards that report to all three credit bureaus and work well for a credit score around 500:<\/p>\n<ul>\n<li><strong>Capital One Platinum Secured Card<\/strong> &#8211; Low deposit options and no annual fee.<\/li>\n<li><strong>Discover it\u00ae Secured Card<\/strong> &#8211; Cashback rewards and no annual fee.<\/li>\n<li><strong>Citi\u00ae Secured Mastercard\u00ae<\/strong> &#8211; Designed for building credit responsibly.<\/li>\n<li><strong>OpenSky\u00ae Secured Visa\u00ae Credit Card<\/strong> &#8211; Does not require a credit check for approval.<\/li>\n<\/ul>\n<p>Applying for one of these cards gives you a high probability of approval or at least fewer barriers compared to other credit products.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-212\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp\" alt=\"Thumbnail Smart Finance (6)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Articles\"><\/span>Related Articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"page-generator-pro-related-links page-generator-pro-related-links-columns-1 page-generator-pro-related-links-prev-next page-generator-pro-related-links-vertical\"><li class=\"prev\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3627\/\" title=\"Will Discover accept bad credit?\">Will Discover accept bad credit?\n                            <\/a>\n                        <\/li><li class=\"next\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4174\/\" title=\"Will my credit score go up if I pay off my credit card in full?\">Will my credit score go up if I pay off my credit card in full?\n                            <\/a>\n                        <\/li><\/ul>\n<p>Our HOME in English: <a href=\"https:\/\/finance.familiaeabiblia.com.br\/\" target=\"_blank\" rel=\"noopener\">Smart Finance: Learn, Invest, and Grow<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-262\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp\" alt=\"Thumbnail Smart Finance (56)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Categories\"><\/span>Our Categories:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcb3 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/\">Credit Cards<\/a>: Comparisons, reviews, and tips to choose the best card for your profile \u2014 cashback, travel rewards, no annual fee, and more.<\/li>\n<li>\ud83c\udfe6 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/digital-banks\/\">Digital Banks<\/a>: Practical guides and evaluations of digital bank accounts, fees, benefits, and services.<\/li>\n<li>\ud83d\udcc8 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/investing\/\">Investments<\/a>: Beginner guides, fixed income and variable income options, real estate investment trusts (REITs), and more.<\/li>\n<li>\ud83e\uddee <a href=\"https:\/\/finance.familiaeabiblia.com.br\/financial-education\/\">Financial Education<\/a>: Learn to manage your budget, build an emergency fund, and get out of debt.<\/li>\n<li>\ud83d\ude97 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/loans-financing\/\">Loans and Financing<\/a>: Explanations about mortgage, auto, and student loans, with smart money-saving tips.<\/li>\n<li>\ud83d\udee1\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/insurance\/\">Insurance<\/a>: Information about the most important types of insurance to protect your family and assets.<\/li>\n<li>\ud83d\udcca <a href=\"https:\/\/finance.familiaeabiblia.com.br\/taxes-income\/\">Taxes and Income<\/a>: Guidance on tax filing, investment taxation, and fiscal responsibilities.<\/li>\n<li>\ud83c\udfd6\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/retirement-planning\/\">Retirement Planning<\/a>: Tips to plan your retirement with private retirement plans, Social Security benefits, and passive income strategies.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-209\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp\" alt=\"Thumbnail Smart Finance (3)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Will_I_Get_Approved_for_a_Credit_Card_with_a_500_Credit_Score-2\"><\/span>Will I Get Approved for a Credit Card with a 500 Credit Score?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If your credit score is around 500, you might wonder if you can still get approved for a credit card. Many lenders see a 500 score as <em>poor credit<\/em>, which makes approvals more challenging but not impossible. Fortunately, there are specific credit cards designed for people with low scores. These cards can help you rebuild your credit, though they often come with higher fees or security deposits.<\/p>\n<p>Understanding your options can put you on the right path to approval. Secured credit cards, store credit cards, or cards for rebuilding credit are usually the starting points. By managing these cards responsibly, paying bills on time, and keeping your credit utilization low, your score can improve over time, opening doors to better credit cards and terms.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_get_approved_for_a_credit_card_with_a_500_credit_score\"><\/span>Can I get approved for a credit card with a 500 credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, but options are limited. Secured credit cards or cards designed for bad credit are your best bet at approval with a 500 credit score.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_a_secured_credit_card\"><\/span>What is a secured credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A secured card requires a refundable security deposit as collateral. It\u2019s easier to get if your credit score is low.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Will_a_credit_check_hurt_my_score\"><\/span>Will a credit check hurt my score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Applying triggers a hard inquiry, which might temporarily lower your score slightly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_get_a_credit_card_without_a_security_deposit_with_a_500_score\"><\/span>Can I get a credit card without a security deposit with a 500 score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It\u2019s rare but possible with some subprime or retail store cards, though they usually have higher interest rates.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_improve_my_credit_score_after_being_approved\"><\/span>How can I improve my credit score after being approved?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Make on-time payments, keep balances low, and avoid applying for many cards at once.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_store_credit_cards_easier_to_get_than_regular_cards\"><\/span>Are store credit cards easier to get than regular cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Usually yes, because they have lower credit requirements, but they often charge higher interest.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_fees_should_I_expect_with_bad_credit_cards\"><\/span>What fees should I expect with bad credit cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Often annual fees, high interest rates, and sometimes application or monthly maintenance fees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_a_500_credit_score_mean_Im_in_serious_financial_trouble\"><\/span>Does a 500 credit score mean I\u2019m in serious financial trouble?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Not necessarily. It means you have some credit challenges but can improve with time and responsible use.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_a_credit-builder_loan_instead\"><\/span>Can I use a credit-builder loan instead?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, credit-builder loans help improve credit, often alongside secured cards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_until_my_score_improves_using_a_secured_card\"><\/span>How long until my score improves using a secured card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically 6 months to a year with consistent payments and low usage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_pre-approved_offers_worth_checking_with_a_500_score\"><\/span>Are pre-approved offers worth checking with a 500 score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sometimes. They might have softer credit checks but read terms carefully.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Will_closing_old_accounts_hurt_my_credit\"><\/span>Will closing old accounts hurt my credit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, closing old accounts can lower your credit age and negatively impact your score.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_applying_for_multiple_cards_at_once_a_good_idea\"><\/span>Is applying for multiple cards at once a good idea?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. Multiple inquiries can lower your score and decrease your approval chances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_become_eligible_for_better_cards_quickly\"><\/span>Can I become eligible for better cards quickly?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, with good habits and steady credit use, your score can rise, opening new opportunities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_if_Im_declined_for_a_credit_card\"><\/span>What if I\u2019m declined for a credit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Request a reason, improve weak areas, and consider secured cards or credit counseling.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Getting approved for a credit card with a 500 credit score<\/strong> is challenging but not impossible. Many people with low credit scores find success by starting with secured credit cards or products designed for rebuilding credit. While these cards may have higher fees and lower limits, they offer a valuable chance to demonstrate responsible financial behavior. The key is to make consistent, on-time payments and keep credit utilization low. Over time, this can help raise your credit score, unlocking better credit card options with improved terms and benefits. Remember, rebuilding credit is a journey that requires patience and discipline, but the benefits of improved financial health are worth the effort. Explore secured cards, store cards, or credit-builder loans, and focus on building positive habits to regain your credit standing. By understanding your options and committing to smart credit use, you can confidently move toward financial stability and eventually qualify for premium credit products tailored to your needs.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Also_discover\"><\/span>Also discover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/finance.familiaeabiblia.com.br\/glossary\/\" target=\"_blank\" rel=\"noopener\">Glossary Finance<\/a><\/strong><\/li>\n<li><strong><a class=\"row-title\" href=\"https:\/\/finance.familiaeabiblia.com.br\/faq-finance\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u201cFAQ \u2013 Frequently Asked Questions\u201d (Edit)\">FAQ \u2013 Frequently Asked Questions<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/\">Credit Cards &#8211; GLOSSARY<\/a><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\">Credit Cards &#8211; FAQ<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Will I get approved for a credit card with a 500 credit score? Will I Get Approved for a Credit Card with a 500 Credit Score? If you have a credit score of 500, you\u2019re likely wondering if applying for a credit card is even worth it. The short answer? While it\u2019s challenging, approval is &hellip;<\/p>\n","protected":false},"author":3,"featured_media":247,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-3833","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-faq-credit-cards"],"_links":{"self":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/comments?post=3833"}],"version-history":[{"count":0,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3833\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media\/247"}],"wp:attachment":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media?parent=3833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/categories?post=3833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/tags?post=3833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}