{"id":3881,"date":"2025-06-05T18:21:04","date_gmt":"2025-06-05T21:21:04","guid":{"rendered":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/?p=3881"},"modified":"2025-06-05T18:21:04","modified_gmt":"2025-06-05T21:21:04","slug":"how-to-set-up-low-balance-alerts","status":"publish","type":"post","link":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/","title":{"rendered":"How to set up low balance alerts?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Glossary_of_Key_Financial_Terms\" >Glossary of Key Financial Terms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#What_Is_a_Financial_Glossary\" >What Is a Financial Glossary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Important_Financial_Terms_Explained\" >Important Financial Terms Explained<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Assets\" >Assets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Liabilities\" >Liabilities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Equity\" >Equity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Interest\" >Interest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Credit_Score\" >Credit Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Inflation\" >Inflation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Compound_Interest\" >Compound Interest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Mutual_Funds\" >Mutual Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Stocks\" >Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Bonds\" >Bonds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#401k\" >401(k)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#IRA_Individual_Retirement_Account\" >IRA (Individual Retirement Account)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Budget\" >Budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Emergency_Fund\" >Emergency Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Liquidity\" >Liquidity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Dividend\" >Dividend<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Why_Understanding_Financial_Terms_Matters\" >Why Understanding Financial Terms Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Common_Financial_Concepts_in_Everyday_Life\" >Common Financial Concepts in Everyday Life<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Credit_vs_Debit\" >Credit vs. Debit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Fixed_vs_Variable_Interest_Rates\" >Fixed vs. Variable Interest Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Secured_vs_Unsecured_Loans\" >Secured vs. Unsecured Loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Capital_Gains\" >Capital Gains<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Debt-to-Income_Ratio\" >Debt-to-Income Ratio<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Tips_for_Navigating_Financial_Documents\" >Tips for Navigating Financial Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Building_Your_Financial_Vocabulary_Over_Time\" >Building Your Financial Vocabulary Over Time<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Related_Articles\" >Related Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Our_Categories\" >Our Categories:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#How_to_Set_Up_Low_Balance_Alerts\" >How to Set Up Low Balance Alerts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Frequently_Asked_Questions_About_Low_Balance_Alerts\" >Frequently Asked Questions About Low Balance Alerts<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#1_What_is_a_low_balance_alert\" >1. What is a low balance alert?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#2_How_can_I_set_up_low_balance_alerts\" >2. How can I set up low balance alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#3_Are_low_balance_alerts_free\" >3. Are low balance alerts free?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#4_Can_I_customize_the_alert_threshold\" >4. Can I customize the alert threshold?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#5_What_types_of_notifications_are_available\" >5. What types of notifications are available?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#6_Will_low_balance_alerts_prevent_overdrafts\" >6. Will low balance alerts prevent overdrafts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#7_How_quickly_do_I_receive_alerts\" >7. How quickly do I receive alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#8_Can_I_set_low_balance_alerts_on_multiple_accounts\" >8. Can I set low balance alerts on multiple accounts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#9_Is_it_safe_to_use_low_balance_alerts\" >9. Is it safe to use low balance alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#10_Can_I_turn_off_low_balance_alerts\" >10. Can I turn off low balance alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#11_Are_low_balance_alerts_helpful_for_budgeting\" >11. Are low balance alerts helpful for budgeting?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#12_Can_third-party_apps_send_low_balance_alerts\" >12. Can third-party apps send low balance alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#13_Does_setting_a_very_high_threshold_trigger_too_many_alerts\" >13. Does setting a very high threshold trigger too many alerts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#14_Can_alerts_help_with_bill_payments\" >14. Can alerts help with bill payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#15_What_if_I_dont_receive_low_balance_alerts\" >15. What if I don\u2019t receive low balance alerts?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/3881\/#Also_discover\" >Also discover<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>How to set up low balance alerts?<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Glossary_of_Key_Financial_Terms\"><\/span>Glossary of Key Financial Terms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding financial terms can often feel overwhelming, especially when you encounter unfamiliar words in banking, investing, or personal finance contexts. Whether you&#8217;re a first-time investor, managing your budget, or just want to improve your money literacy, having a clear grasp of common financial vocabulary is essential. This comprehensive glossary covers important terms and concepts you\u2019ll frequently come across, helping you make smarter decisions and feel confident when discussing money matters.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_a_Financial_Glossary\"><\/span>What Is a Financial Glossary?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A <strong>financial glossary<\/strong> is a curated list of definitions and explanations for terms commonly used in finance. This tool is invaluable for anyone who wants to better understand the language of money, banking, investing, and economics. Glossaries break down complex jargon into simple, understandable language, making finances more approachable.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Important_Financial_Terms_Explained\"><\/span>Important Financial Terms Explained<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Assets\"><\/span>Assets<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In finance, <strong>assets<\/strong> are anything of value that a person or company owns. Assets can be tangible, like cash, real estate, or equipment, or intangible, such as patents or trademarks. They are essential in assessing financial health because they represent potential sources of income or wealth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Liabilities\"><\/span>Liabilities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Liabilities<\/strong> are debts or obligations that an individual or business owes to others. This includes loans, mortgages, credit card debts, and other financial responsibilities. Understanding liabilities helps you grasp your overall financial standing by comparing what you owe versus what you own.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Equity\"><\/span>Equity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Equity<\/strong> is the difference between assets and liabilities. For individuals, this might be your net worth\u2014the value of everything you own minus what you owe. For businesses, equity represents the owners&#8217; stake in the company after all debts are settled.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Interest\"><\/span>Interest<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Interest<\/strong> is the cost of borrowing money, usually expressed as a percentage called an interest rate. It can also refer to the income earned from lending money or keeping it in an interest-bearing account. Interest rates vary based on creditworthiness, loan type, and market conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Credit_Score\"><\/span>Credit Score<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Your <strong>credit score<\/strong> is a numerical representation of your creditworthiness. It is based on your credit history, including your payment habits, outstanding debts, and credit utilization. Lenders use credit scores to assess the risk of lending money to you, which influences loan approvals and interest rates.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Inflation\"><\/span>Inflation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Inflation<\/strong> refers to the general increase in prices of goods and services over time, resulting in a decrease in purchasing power. A moderate level of inflation is normal in a growing economy, but high inflation can erode savings and increase living costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Compound_Interest\"><\/span>Compound Interest<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Compound interest<\/strong> is interest calculated on the initial principal and also on accumulated interest from previous periods. This means your investment grows exponentially over time, which is why saving early and consistently is so powerful.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Mutual_Funds\"><\/span>Mutual Funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Mutual funds<\/strong> pool money from multiple investors to buy a diversified portfolio of stocks, bonds, or other assets. They offer small investors access to professional management and diversification, reducing risk compared to buying individual securities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Stocks\"><\/span>Stocks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Stocks<\/strong>, also known as shares or equities, represent ownership stakes in a public company. Owning stock means you have a claim on part of the company\u2019s assets and earnings. Stocks can deliver dividends and potential capital gains but are also subject to market risk.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bonds\"><\/span>Bonds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Bonds<\/strong> are debt securities issued by corporations, municipalities, or governments to raise capital. Bondholders receive regular interest payments and are repaid the principal at the bond\u2019s maturity. Bonds are generally considered safer than stocks but usually offer lower potential returns.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"401k\"><\/span>401(k)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A <strong>401(k)<\/strong> plan is an employer-sponsored retirement savings plan in the United States. Employees can contribute a portion of their wages before taxes, potentially receive employer matching contributions, and enjoy tax-deferred growth until withdrawal during retirement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"IRA_Individual_Retirement_Account\"><\/span>IRA (Individual Retirement Account)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An <strong>IRA<\/strong> is a personal retirement account that offers tax advantages for retirement savings. There are traditional IRAs, which allow tax-deductible contributions and tax-deferred earnings, and Roth IRAs, which offer tax-free withdrawals under certain conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Budget\"><\/span>Budget<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A <strong>budget<\/strong> is a financial plan that outlines expected income and expenses over a specific period. Budgets help individuals and organizations track spending, avoid debt, and save money by ensuring that expenditures don\u2019t exceed income.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Emergency_Fund\"><\/span>Emergency Fund<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An <strong>emergency fund<\/strong> is a savings reserve set aside for unexpected expenses like medical emergencies, car repairs, or sudden loss of income. Financial experts recommend keeping three to six months\u2019 worth of living expenses in an emergency fund for safety.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Liquidity\"><\/span>Liquidity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Liquidity<\/strong> describes how quickly and easily an asset can be converted into cash without significantly affecting its price. Cash and savings accounts have high liquidity, while real estate or collectibles are less liquid because they take longer to sell.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dividend\"><\/span>Dividend<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A <strong>dividend<\/strong> is a payment made by a company to its shareholders, usually a portion of its profits. Dividends provide investors with a source of regular income in addition to any gains from selling stock at a higher price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Understanding_Financial_Terms_Matters\"><\/span>Why Understanding Financial Terms Matters<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Grasping the meaning of financial terminology empowers you to:<\/p>\n<ul>\n<li><strong>Make informed decisions:<\/strong> From choosing the right credit card to investing in a retirement account, knowing terms allows you to weigh options wisely.<\/li>\n<li><strong>Communicate effectively:<\/strong> Understanding the language of finance helps you engage confidently with financial advisors, bankers, or when reading financial documents.<\/li>\n<li><strong>Build financial security:<\/strong> Being educated about money concepts helps you avoid common pitfalls, manage debt effectively, and grow wealth over time.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Common_Financial_Concepts_in_Everyday_Life\"><\/span>Common Financial Concepts in Everyday Life<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Credit_vs_Debit\"><\/span>Credit vs. Debit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Credit<\/strong> involves borrowing money that you agree to pay back later, often with interest or fees. <strong>Debit<\/strong> transactions withdraw money directly from your checking account. Both play different roles in managing your daily finances and affect your credit history differently.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fixed_vs_Variable_Interest_Rates\"><\/span>Fixed vs. Variable Interest Rates<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A <strong>fixed interest rate<\/strong> remains the same throughout a loan or investment period, providing predictable payments. A <strong>variable interest rate<\/strong> fluctuates based on market conditions, which can increase or decrease your costs or returns.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Secured_vs_Unsecured_Loans\"><\/span>Secured vs. Unsecured Loans<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Secured loans<\/strong> require collateral, such as a car or house, which the lender can claim if you default. <strong>Unsecured loans<\/strong> do not require collateral but like credit cards or personal loans usually have higher interest rates to compensate for the risk.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Capital_Gains\"><\/span>Capital Gains<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Capital gains<\/strong> are the profits realized from selling an asset like stocks, bonds, or real estate for more than the purchase price. These gains may be subject to taxes depending on how long you held the asset and tax regulations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Debt-to-Income_Ratio\"><\/span>Debt-to-Income Ratio<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Your <strong>debt-to-income (DTI) ratio<\/strong> measures the percentage of your gross monthly income that goes toward debt payments. Lenders use this ratio to evaluate how much additional debt you can afford responsibly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tips_for_Navigating_Financial_Documents\"><\/span>Tips for Navigating Financial Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Look up unfamiliar terms:<\/strong> Whenever you see a term you don\u2019t understand in a statement or contract, refer to a financial glossary or credible sources.<\/li>\n<li><strong>Focus on fees and charges:<\/strong> Pay close attention to any fees, penalties, or interest rates described in the documents.<\/li>\n<li><strong>Ask questions:<\/strong> Don\u2019t hesitate to consult a financial advisor or customer service representative for clarification.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Building_Your_Financial_Vocabulary_Over_Time\"><\/span>Building Your Financial Vocabulary Over Time<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Financial literacy is a journey. Starting with this glossary, you can begin to piece together knowledge about how money works in practical terms. Use credible blogs, books, podcasts, and online courses to continue expanding your understanding. Over time, the financial terms that once seemed complex will become second nature, unlocking new opportunities to grow your wealth and secure your financial future.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-236\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-30.webp\" alt=\"Thumbnail Smart Finance (30)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-30.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-30-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-30-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-30-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Articles\"><\/span>Related Articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"page-generator-pro-related-links page-generator-pro-related-links-columns-1 page-generator-pro-related-links-prev-next page-generator-pro-related-links-vertical\"><li class=\"prev\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/2878\/\" title=\"How to set up account alerts?\">How to set up account alerts?\n                            <\/a>\n                        <\/li><li class=\"next\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/4111\/\" title=\"How to set up mobile alerts?\">How to set up mobile alerts?\n                            <\/a>\n                        <\/li><\/ul>\n<p>Our HOME in English: <a href=\"https:\/\/finance.familiaeabiblia.com.br\/\" target=\"_blank\" rel=\"noopener\">Smart Finance: Learn, Invest, and Grow<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-233\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-27.webp\" alt=\"Thumbnail Smart Finance (27)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-27.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-27-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-27-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-27-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Categories\"><\/span>Our Categories:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcb3 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/\">Credit Cards<\/a>: Comparisons, reviews, and tips to choose the best card for your profile \u2014 cashback, travel rewards, no annual fee, and more.<\/li>\n<li>\ud83c\udfe6 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/digital-banks\/\">Digital Banks<\/a>: Practical guides and evaluations of digital bank accounts, fees, benefits, and services.<\/li>\n<li>\ud83d\udcc8 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/investing\/\">Investments<\/a>: Beginner guides, fixed income and variable income options, real estate investment trusts (REITs), and more.<\/li>\n<li>\ud83e\uddee <a href=\"https:\/\/finance.familiaeabiblia.com.br\/financial-education\/\">Financial Education<\/a>: Learn to manage your budget, build an emergency fund, and get out of debt.<\/li>\n<li>\ud83d\ude97 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/loans-financing\/\">Loans and Financing<\/a>: Explanations about mortgage, auto, and student loans, with smart money-saving tips.<\/li>\n<li>\ud83d\udee1\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/insurance\/\">Insurance<\/a>: Information about the most important types of insurance to protect your family and assets.<\/li>\n<li>\ud83d\udcca <a href=\"https:\/\/finance.familiaeabiblia.com.br\/taxes-income\/\">Taxes and Income<\/a>: Guidance on tax filing, investment taxation, and fiscal responsibilities.<\/li>\n<li>\ud83c\udfd6\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/retirement-planning\/\">Retirement Planning<\/a>: Tips to plan your retirement with private retirement plans, Social Security benefits, and passive income strategies.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-240\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-34.webp\" alt=\"Thumbnail Smart Finance (34)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-34.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-34-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-34-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-34-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Set_Up_Low_Balance_Alerts\"><\/span>How to Set Up Low Balance Alerts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Managing your finances effectively means staying informed about your account balances. Setting up <strong>low balance alerts<\/strong> ensures you avoid overdraft fees, missed payments, and financial stress. Many banks and financial apps offer this convenient feature, notifying you when your balance falls below a chosen threshold. Whether you prefer email, SMS, or push notifications, enabling these alerts is simple and helps maintain control over your spending. This guide will walk you through how to set up low balance alerts, what to expect, and answer common questions, empowering you to keep your finances on track effortlessly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_About_Low_Balance_Alerts\"><\/span>Frequently Asked Questions About Low Balance Alerts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_a_low_balance_alert\"><\/span>1. What is a low balance alert?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A low balance alert is a notification you receive when your bank account balance drops below a preset amount. It helps you avoid overdrafts and keep track of spending.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_can_I_set_up_low_balance_alerts\"><\/span>2. How can I set up low balance alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Log into your bank\u2019s online portal or app, find the alert or notification settings, and enable low balance alerts by selecting your preferred balance threshold and notification method.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_low_balance_alerts_free\"><\/span>3. Are low balance alerts free?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most banks offer low balance alerts for free, but some might charge for text message alerts depending on your plan or carrier.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_customize_the_alert_threshold\"><\/span>4. Can I customize the alert threshold?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can usually set a custom balance amount at which you want to get notified, tailoring alerts to your financial habits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_types_of_notifications_are_available\"><\/span>5. What types of notifications are available?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Alerts can be sent via SMS, email, or push notifications through your banking app, depending on your preferences and bank\u2019s options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Will_low_balance_alerts_prevent_overdrafts\"><\/span>6. Will low balance alerts prevent overdrafts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Alerts notify you in advance but won\u2019t prevent overdrafts automatically. You still need to manage your spending or link overdraft protection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_How_quickly_do_I_receive_alerts\"><\/span>7. How quickly do I receive alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Notifications are usually sent within minutes of a balance change but might vary slightly by institution.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_set_low_balance_alerts_on_multiple_accounts\"><\/span>8. Can I set low balance alerts on multiple accounts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can typically set alerts on all your accounts individually through your online banking or app settings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Is_it_safe_to_use_low_balance_alerts\"><\/span>9. Is it safe to use low balance alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, these alerts use secure banking channels and do not expose your account information but keep you informed securely.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_turn_off_low_balance_alerts\"><\/span>10. Can I turn off low balance alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, at any time you can disable or adjust the alerts through your bank\u2019s online settings or customer service.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_low_balance_alerts_helpful_for_budgeting\"><\/span>11. Are low balance alerts helpful for budgeting?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Absolutely. They remind you to stay within your budget and avoid spending that could cause low balances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_third-party_apps_send_low_balance_alerts\"><\/span>12. Can third-party apps send low balance alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, financial management apps like Mint or Personal Capital also offer customizable alerts linked to your accounts.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"13_Does_setting_a_very_high_threshold_trigger_too_many_alerts\"><\/span>13. Does setting a very high threshold trigger too many alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Possibly. It\u2019s best to choose a realistic threshold to avoid frequent notifications and alert fatigue.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"14_Can_alerts_help_with_bill_payments\"><\/span>14. Can alerts help with bill payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, they remind you to keep enough funds to cover bills and avoid missed payments or penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"15_What_if_I_dont_receive_low_balance_alerts\"><\/span>15. What if I don\u2019t receive low balance alerts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Check your contact details in online banking, spam folders, or contact your bank to ensure alerts are activated properly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Setting up <strong>low balance alerts<\/strong> is an easy and effective way to stay on top of your finances and avoid unexpected overdraft fees. Whether through your bank\u2019s mobile app or online platform, enabling these notifications allows you to monitor your account balances in real-time, giving you peace of mind. Customizable alert thresholds and multiple notification options make managing your money more flexible and convenient. By receiving timely updates, you are empowered to make smarter financial decisions, stick to your budget, and ensure all your payments go smoothly. This simple tool is a must-have for anyone looking to improve their money management and reduce financial stress. Start setting up low balance alerts today and take control of your financial future.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-235\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-29.webp\" alt=\"Thumbnail Smart Finance (29)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-29.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-29-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-29-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-29-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Also_discover\"><\/span>Also discover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/finance.familiaeabiblia.com.br\/glossary\/\" target=\"_blank\" rel=\"noopener\">Glossary Finance<\/a><\/strong><\/li>\n<li><strong><a class=\"row-title\" href=\"https:\/\/finance.familiaeabiblia.com.br\/faq-finance\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u201cFAQ \u2013 Frequently Asked Questions\u201d (Edit)\">FAQ \u2013 Frequently Asked Questions<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/\">Credit Cards &#8211; GLOSSARY<\/a><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\">Credit Cards &#8211; FAQ<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>How to set up low balance alerts? Glossary of Key Financial Terms Understanding financial terms can often feel overwhelming, especially when you encounter unfamiliar words in banking, investing, or personal finance contexts. Whether you&#8217;re a first-time investor, managing your budget, or just want to improve your money literacy, having a clear grasp of common financial &hellip;<\/p>\n","protected":false},"author":3,"featured_media":232,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[54],"tags":[],"class_list":["post-3881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-glossary-credit-cards"],"_links":{"self":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/comments?post=3881"}],"version-history":[{"count":1,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3881\/revisions"}],"predecessor-version":[{"id":5620,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/3881\/revisions\/5620"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media\/232"}],"wp:attachment":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media?parent=3881"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/categories?post=3881"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/tags?post=3881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}