{"id":4606,"date":"2025-06-11T00:10:51","date_gmt":"2025-06-11T03:10:51","guid":{"rendered":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/?p=4606"},"modified":"2025-06-11T00:10:51","modified_gmt":"2025-06-11T03:10:51","slug":"is-it-worth-getting-a-travel-rewards-card","status":"publish","type":"post","link":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/","title":{"rendered":"Is it worth getting a travel rewards card?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Is_It_Worth_Getting_a_Travel_Rewards_Card\" >Is It Worth Getting a Travel Rewards Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#What_Is_a_Travel_Rewards_Card\" >What Is a Travel Rewards Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#How_Do_Travel_Rewards_Cards_Work\" >How Do Travel Rewards Cards Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Types_of_Travel_Rewards_Cards\" >Types of Travel Rewards Cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Airline_Credit_Cards\" >Airline Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Hotel_Credit_Cards\" >Hotel Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#General_Travel_Rewards_Cards\" >General Travel Rewards Cards<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Benefits_of_Travel_Rewards_Credit_Cards\" >Benefits of Travel Rewards Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Are_There_Downsides_to_Travel_Rewards_Cards\" >Are There Downsides to Travel Rewards Cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Who_Should_Consider_Getting_a_Travel_Rewards_Card\" >Who Should Consider Getting a Travel Rewards Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#How_to_Choose_the_Right_Travel_Rewards_Card\" >How to Choose the Right Travel Rewards Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#1_Annual_Fee_vs_Benefits\" >1. Annual Fee vs. Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#2_Rewards_Structure\" >2. Rewards Structure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#3_Sign-Up_Bonus\" >3. Sign-Up Bonus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#4_Redemption_Flexibility\" >4. Redemption Flexibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#5_Additional_Perks\" >5. Additional Perks<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Maximizing_Value_from_Your_Travel_Rewards_Card\" >Maximizing Value from Your Travel Rewards Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Real_User_Concerns_About_Travel_Rewards_Cards\" >Real User Concerns About Travel Rewards Cards<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Does_Getting_a_Travel_Card_Hurt_My_Credit_Score\" >Does Getting a Travel Card Hurt My Credit Score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Can_I_Use_Travel_Rewards_If_I_Dont_Travel_Often\" >Can I Use Travel Rewards If I Don\u2019t Travel Often?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Are_Travel_Cards_Worth_It_During_Economic_Uncertainty\" >Are Travel Cards Worth It During Economic Uncertainty?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#What_Happens_To_My_Points_If_I_Cancel_My_Card\" >What Happens To My Points If I Cancel My Card?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Popular_Travel_Rewards_Cards_in_the_US\" >Popular Travel Rewards Cards in the U.S.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Final_Considerations_Before_Applying\" >Final Considerations Before Applying<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Related_Articles\" >Related Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Our_Categories\" >Our Categories:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Is_It_Worth_Getting_a_Travel_Rewards_Card-2\" >Is It Worth Getting a Travel Rewards Card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#1_What_is_a_travel_rewards_card\" >1. What is a travel rewards card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#2_How_do_I_earn_points_with_a_travel_rewards_card\" >2. How do I earn points with a travel rewards card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#3_Are_travel_rewards_cards_worth_it_if_I_dont_travel_often\" >3. Are travel rewards cards worth it if I don&#8217;t travel often?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#4_What_fees_should_I_watch_out_for\" >4. What fees should I watch out for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#5_Can_travel_rewards_cards_help_me_improve_my_credit_score\" >5. Can travel rewards cards help me improve my credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#6_What_happens_if_I_dont_pay_my_travel_rewards_card_in_full_each_month\" >6. What happens if I don&#8217;t pay my travel rewards card in full each month?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#7_Are_there_signup_bonuses_with_travel_rewards_cards\" >7. Are there signup bonuses with travel rewards cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#8_Can_I_transfer_travel_points_to_airlines_or_hotels\" >8. Can I transfer travel points to airlines or hotels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#9_Do_travel_rewards_cards_offer_other_perks\" >9. Do travel rewards cards offer other perks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#10_How_do_I_choose_the_best_travel_rewards_card_for_me\" >10. How do I choose the best travel rewards card for me?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#11_Are_there_any_downsides_to_travel_rewards_cards\" >11. Are there any downsides to travel rewards cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#12_Can_I_use_travel_rewards_cards_internationally\" >12. Can I use travel rewards cards internationally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#13_How_quickly_do_points_expire\" >13. How quickly do points expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#14_Can_I_combine_points_from_multiple_travel_rewards_cards\" >14. Can I combine points from multiple travel rewards cards?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#15_Is_it_better_to_get_a_travel_rewards_card_or_a_cash_back_card\" >15. Is it better to get a travel rewards card or a cash back card?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4606\/#Also_discover\" >Also discover<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>Is it worth getting a travel rewards card?<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_It_Worth_Getting_a_Travel_Rewards_Card\"><\/span>Is It Worth Getting a Travel Rewards Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you love to travel or find yourself booking flights, hotels, and rental cars regularly, you might have wondered: <strong>is it worth getting a travel rewards card?<\/strong> Travel rewards credit cards promise benefits such as free flights, hotel upgrades, and exclusive perks that can help you save money and improve your travel experience. But are these cards truly valuable, or are they just a gimmick?<\/p>\n<p>In this detailed article, we\u2019ll explore the ins and outs of travel rewards credit cards, help you understand how they work, and show you whether getting one makes financial sense based on your spending habits and travel goals. Whether you\u2019re a frequent flyer, an occasional traveler, or just curious about travel credit cards, this guide will answer your biggest questions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_a_Travel_Rewards_Card\"><\/span>What Is a Travel Rewards Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A <strong>travel rewards card<\/strong> is a type of credit card that allows you to earn points, miles, or cash back on purchases that can be redeemed towards travel-related expenses. These can include flights, hotels, car rentals, vacation packages, and other travel experiences.<\/p>\n<p>The key feature that sets travel rewards cards apart from other types of credit cards is that the rewards are tailored specifically to travel benefits. Cards may offer:<\/p>\n<ul>\n<li><strong>Airline miles<\/strong> that can be redeemed with specific airlines or airline alliances<\/li>\n<li><strong>Points<\/strong> in a general rewards program convertible into flights, hotels, or gift cards<\/li>\n<li><strong>Bonus rewards<\/strong> for travel purchases such as airfare, hotel stays, or dining while traveling<\/li>\n<li><strong>Travel perks<\/strong> including airport lounge access, travel insurance, and priority boarding<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_Travel_Rewards_Cards_Work\"><\/span>How Do Travel Rewards Cards Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Travel rewards cards function similarly to other rewards credit cards in terms of earning and redeeming points, but they also come with unique features designed to maximize travel benefits. Here&#8217;s the basic mechanism:<\/p>\n<ul>\n<li><strong>Earn points or miles:<\/strong> You accumulate rewards by using your card on everyday purchases, especially travel-related transactions.<\/li>\n<li><strong>Redeem rewards:<\/strong> Points or miles can be used toward airline tickets, hotel stays, car rentals, or other travel expenses, often giving you greater value compared to cash back.<\/li>\n<li><strong>Enjoy travel perks:<\/strong> Many cards include extras such as no foreign transaction fees, complimentary airport lounge access, travel insurance, and rental car protection.<\/li>\n<\/ul>\n<p>Some rewards programs are tied to specific airlines or hotel chains, while others offer flexible points that can be transferred to multiple travel partners.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Travel_Rewards_Cards\"><\/span>Types of Travel Rewards Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When considering if a travel rewards card is worth it, it helps to understand the main types available:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Airline_Credit_Cards\"><\/span>Airline Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These cards are co-branded with a specific airline and offer <em>airline miles<\/em> as rewards. They often come with perks like free checked bags or priority boarding on that airline.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hotel_Credit_Cards\"><\/span>Hotel Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Designed for hotel loyalty programs, these cards offer points towards stays at specific hotel chains. They typically provide benefits such as complimentary room upgrades or free nights.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"General_Travel_Rewards_Cards\"><\/span>General Travel Rewards Cards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These cards offer flexible rewards points redeemable across various airlines and hotels. Examples include those from major issuers like Chase Sapphire Preferred or American Express Platinum.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Travel_Rewards_Credit_Cards\"><\/span>Benefits of Travel Rewards Credit Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many travelers find travel rewards cards appealing because of the following benefits:<\/p>\n<ul>\n<li><strong>Sign-Up Bonuses:<\/strong> Large points or miles bonuses shortly after account opening can cover at least one free flight or hotel stay.<\/li>\n<li><strong>Value for Travel Spending:<\/strong> Higher rewards rates for travel-related purchases like airfare, hotels, and dining mean you earn more points.<\/li>\n<li><strong>Travel Perks:<\/strong> Access to airport lounges, travel insurance, fee waivers, and elite status upgrades.<\/li>\n<li><strong>Flexibility:<\/strong> Redemption options across airlines, hotels, and experiences give you more control.<\/li>\n<li><strong>Worldwide Acceptance:<\/strong> Most travel cards come with no foreign transaction fees, saving you 2-3% on international purchases.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Are_There_Downsides_to_Travel_Rewards_Cards\"><\/span>Are There Downsides to Travel Rewards Cards?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While travel rewards cards have many perks, there are also some important drawbacks to consider before applying:<\/p>\n<ul>\n<li><strong>Annual Fees:<\/strong> Many premium travel cards come with high annual fees ranging from $95 to $550 or more.<\/li>\n<li><strong>Complex Redemption Rules:<\/strong> Points and miles programs may have blackout dates, limited availability, or complicated transfer processes.<\/li>\n<li><strong>Interest Rates:<\/strong> These cards often carry higher interest rates, so carrying a balance can negate rewards benefits.<\/li>\n<li><strong>Spending Requirements:<\/strong> To maximize sign-up bonuses, you may need to meet high minimum spending thresholds within a few months.<\/li>\n<li><strong>Not Ideal for Everyone:<\/strong> If you rarely travel, the rewards may not offset annual fees or extra costs.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Who_Should_Consider_Getting_a_Travel_Rewards_Card\"><\/span>Who Should Consider Getting a Travel Rewards Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Not everyone should rush to get a travel rewards card. These cards make the most sense if:<\/p>\n<ul>\n<li><strong>You travel frequently:<\/strong> Earning rewards on flights, hotels, and dining can add up quickly.<\/li>\n<li><strong>You pay off your balance monthly:<\/strong> Avoiding interest charges preserves the value of your rewards.<\/li>\n<li><strong>You can meet the sign-up bonus spending requirements:<\/strong> This often provides the best value.<\/li>\n<li><strong>You want premium travel perks:<\/strong> Such as lounge access, travel insurance, or elite status.<\/li>\n<li><strong>You\u2019re comfortable navigating rewards programs:<\/strong> Redeeming points efficiently requires a bit of research and planning.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Choose_the_Right_Travel_Rewards_Card\"><\/span>How to Choose the Right Travel Rewards Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To decide if it\u2019s worth getting a travel rewards card, and to pick the best one for your needs, consider these factors:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Annual_Fee_vs_Benefits\"><\/span>1. Annual Fee vs. Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Calculate whether the card\u2019s travel perks and rewards outweigh the cost of the annual fee. Some cards waive the fee the first year, offering a risk-free trial.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Rewards_Structure\"><\/span>2. Rewards Structure<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Look for cards that earn the most rewards in categories where you spend the most, whether that\u2019s airfare, hotels, or dining.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Sign-Up_Bonus\"><\/span>3. Sign-Up Bonus<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Evaluate the size of the welcome bonus and the spending requirement to earn it. Early sign-up bonuses can significantly increase the card\u2019s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Redemption_Flexibility\"><\/span>4. Redemption Flexibility<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Consider whether you prefer a card with points redeemable directly with airlines and hotels, or a card offering flexible points transferable to multiple travel partners.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Additional_Perks\"><\/span>5. Additional Perks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Check for valuable extras like no foreign transaction fees, travel insurance, lounge access, or statement credits for travel-related expenses.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Maximizing_Value_from_Your_Travel_Rewards_Card\"><\/span>Maximizing Value from Your Travel Rewards Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once you have a travel rewards card, here are tips to get the most out of it:<\/p>\n<ul>\n<li><strong>Use the card for all travel expenses:<\/strong> Including airfare, hotels, dining, and even rideshare services to accumulate rewards faster.<\/li>\n<li><strong>Pay your balance in full:<\/strong> To avoid interest charges that can wipe out rewards value.<\/li>\n<li><strong>Leverage sign-up bonuses:<\/strong> Plan big purchases shortly after getting your card to meet spending targets.<\/li>\n<li><strong>Understand how to redeem points:<\/strong> For maximum value, such as booking through travel portals or transferring points to partners.<\/li>\n<li><strong>Keep an eye on annual fees:<\/strong> If your travel habits change, reassess whether keeping the card is worthwhile.<\/li>\n<li><strong>Combine with loyalty programs:<\/strong> Link your credit card rewards to airline or hotel loyalty accounts to stack benefits.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Real_User_Concerns_About_Travel_Rewards_Cards\"><\/span>Real User Concerns About Travel Rewards Cards<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many people researching travel rewards cards ask common questions that reveal important considerations:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_Getting_a_Travel_Card_Hurt_My_Credit_Score\"><\/span>Does Getting a Travel Card Hurt My Credit Score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Applying for a new credit card results in a hard inquiry, which may temporarily lower your credit score by a few points. However, responsibly managing the card, such as keeping balances low and paying on time, can improve your credit over time.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_Use_Travel_Rewards_If_I_Dont_Travel_Often\"><\/span>Can I Use Travel Rewards If I Don\u2019t Travel Often?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Occasional travelers might find it harder to accumulate enough points to justify cards with high annual fees. However, some cards offer flexible redemption options or flat-rate travel rewards that can still provide value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_Travel_Cards_Worth_It_During_Economic_Uncertainty\"><\/span>Are Travel Cards Worth It During Economic Uncertainty?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>During times when travel is restricted or prices are high, travel rewards cards may feel less rewarding. In such cases, cards with lower fees or broader rewards categories might be better options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Happens_To_My_Points_If_I_Cancel_My_Card\"><\/span>What Happens To My Points If I Cancel My Card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends on the card issuer and rewards program. Points earned with airline or hotel co-branded cards typically stay with the loyalty program even if you cancel the card, but points in flexible bank-issued programs may expire or be forfeited. Always check the terms before canceling.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Popular_Travel_Rewards_Cards_in_the_US\"><\/span>Popular Travel Rewards Cards in the U.S.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you\u2019re considering applying, here are some of the top travel rewards cards popular among American travelers:<\/p>\n<ul>\n<li><strong>Chase Sapphire Preferred\u00ae Card:<\/strong> Flexible points, strong sign-up bonus, great travel protections.<\/li>\n<li><strong>American Express\u00ae Gold Card:<\/strong> Excellent rewards on dining and U.S. supermarkets that can be used for travel.<\/li>\n<li><strong>Capital One Venture Rewards Credit Card:<\/strong> Flat-rate points on all purchases redeemable for travel expenses.<\/li>\n<li><strong>Delta SkyMiles\u00ae Gold American Express Card:<\/strong> Great for frequent Delta flyers with miles and perks.<\/li>\n<li><strong>Marriott Bonvoy Boundless\u00ae Credit Card:<\/strong> Rewards tailored for frequent Marriott hotel guests.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Final_Considerations_Before_Applying\"><\/span>Final Considerations Before Applying<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ultimately, deciding whether a travel rewards card is worth it depends on your unique financial and travel profile. Ask yourself:<\/p>\n<ul>\n<li>Do I want to actively use travel benefits and perks?<\/li>\n<li>Am I disciplined enough to pay off my card monthly?<\/li>\n<li>Will the rewards I earn exceed fees and potential costs?<\/li>\n<li>Am I willing to learn the nuances of point redemption for maximum value?<\/li>\n<\/ul>\n<p>If you answered yes, a travel rewards card can be a smart tool to unlock valuable travel experiences while saving money. But if you travel infrequently or don\u2019t want to manage another credit card carefully, it might not be the best fit.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-212\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp\" alt=\"Thumbnail Smart Finance (6)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Articles\"><\/span>Related Articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"page-generator-pro-related-links page-generator-pro-related-links-columns-1 page-generator-pro-related-links-prev-next page-generator-pro-related-links-vertical\"><li class=\"prev\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/3988\/\" title=\"Is it worth getting a credit card with an annual fee?\">Is it worth getting a credit card with an annual fee?\n                            <\/a>\n                        <\/li><li class=\"next\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4839\/\" title=\"Is it worth it to be loyal to an airline?\">Is it worth it to be loyal to an airline?\n                            <\/a>\n                        <\/li><\/ul>\n<p>Our HOME in English: <a href=\"https:\/\/finance.familiaeabiblia.com.br\/\" target=\"_blank\" rel=\"noopener\">Smart Finance: Learn, Invest, and Grow<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-262\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp\" alt=\"Thumbnail Smart Finance (56)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Categories\"><\/span>Our Categories:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcb3 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/\">Credit Cards<\/a>: Comparisons, reviews, and tips to choose the best card for your profile \u2014 cashback, travel rewards, no annual fee, and more.<\/li>\n<li>\ud83c\udfe6 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/digital-banks\/\">Digital Banks<\/a>: Practical guides and evaluations of digital bank accounts, fees, benefits, and services.<\/li>\n<li>\ud83d\udcc8 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/investing\/\">Investments<\/a>: Beginner guides, fixed income and variable income options, real estate investment trusts (REITs), and more.<\/li>\n<li>\ud83e\uddee <a href=\"https:\/\/finance.familiaeabiblia.com.br\/financial-education\/\">Financial Education<\/a>: Learn to manage your budget, build an emergency fund, and get out of debt.<\/li>\n<li>\ud83d\ude97 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/loans-financing\/\">Loans and Financing<\/a>: Explanations about mortgage, auto, and student loans, with smart money-saving tips.<\/li>\n<li>\ud83d\udee1\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/insurance\/\">Insurance<\/a>: Information about the most important types of insurance to protect your family and assets.<\/li>\n<li>\ud83d\udcca <a href=\"https:\/\/finance.familiaeabiblia.com.br\/taxes-income\/\">Taxes and Income<\/a>: Guidance on tax filing, investment taxation, and fiscal responsibilities.<\/li>\n<li>\ud83c\udfd6\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/retirement-planning\/\">Retirement Planning<\/a>: Tips to plan your retirement with private retirement plans, Social Security benefits, and passive income strategies.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-209\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp\" alt=\"Thumbnail Smart Finance (3)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_It_Worth_Getting_a_Travel_Rewards_Card-2\"><\/span>Is It Worth Getting a Travel Rewards Card?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Thinking about getting a travel rewards card? Many Americans wonder if these cards truly deliver on their promises of free flights, hotel stays, and exclusive perks. Travel rewards cards can be a powerful financial tool if you travel frequently or spend regularly on everyday expenses like groceries, gas, or dining. By using these cards wisely, you can earn points or miles that unlock substantial savings on your trips, making travel more affordable and enjoyable. However, it\u2019s important to understand fees, interest rates, and redemption options to maximize value. In this guide, we\u2019ll dive deep into the pros and cons, helping you decide if investing in a travel rewards card fits your lifestyle and financial goals. Whether you&#8217;re a casual traveler or a business jet-setter, knowing the ins and outs can make your decision easier and more rewarding.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_a_travel_rewards_card\"><\/span>1. What is a travel rewards card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A travel rewards card is a credit card that offers points or miles for purchases. These rewards can be redeemed for flights, hotel stays, car rentals, and more, helping you save on travel expenses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_do_I_earn_points_with_a_travel_rewards_card\"><\/span>2. How do I earn points with a travel rewards card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You earn points by making purchases with the card, often with higher rewards on travel-related spending like airfare, hotels, or dining.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_travel_rewards_cards_worth_it_if_I_dont_travel_often\"><\/span>3. Are travel rewards cards worth it if I don&#8217;t travel often?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>They can still be valuable if you use bonuses and everyday spending categories, but cards with lower fees or flexible points might be better for infrequent travelers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_fees_should_I_watch_out_for\"><\/span>4. What fees should I watch out for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Common fees include annual fees, foreign transaction fees, and high interest rates. Make sure the rewards outweigh these costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_travel_rewards_cards_help_me_improve_my_credit_score\"><\/span>5. Can travel rewards cards help me improve my credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, responsible use of a travel rewards card\u2014like paying on time and keeping balances low\u2014can boost your credit over time.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_I_dont_pay_my_travel_rewards_card_in_full_each_month\"><\/span>6. What happens if I don&#8217;t pay my travel rewards card in full each month?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Interest charges will apply, which can negate the benefits of rewards. Paying off balances monthly is crucial to maximize value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_signup_bonuses_with_travel_rewards_cards\"><\/span>7. Are there signup bonuses with travel rewards cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Many cards offer substantial signup bonuses after meeting a minimum spending requirement within a few months.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_transfer_travel_points_to_airlines_or_hotels\"><\/span>8. Can I transfer travel points to airlines or hotels?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some travel cards allow transferring points to partner airlines or hotel loyalty programs, increasing flexibility and value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_travel_rewards_cards_offer_other_perks\"><\/span>9. Do travel rewards cards offer other perks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, perks like airport lounge access, travel insurance, rental car discounts, and fee waivers are common.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_do_I_choose_the_best_travel_rewards_card_for_me\"><\/span>10. How do I choose the best travel rewards card for me?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Consider your travel habits, spending patterns, fees, and rewards structure to find the card that matches your lifestyle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_there_any_downsides_to_travel_rewards_cards\"><\/span>11. Are there any downsides to travel rewards cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Potential drawbacks include annual fees, complex redemption rules, and temptation to overspend to earn rewards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_use_travel_rewards_cards_internationally\"><\/span>12. Can I use travel rewards cards internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, many cards have no foreign transaction fees, making them ideal for global travel.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"13_How_quickly_do_points_expire\"><\/span>13. How quickly do points expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Expiration policies vary by issuer. Some cards never expire points; others require activity within a timeframe.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"14_Can_I_combine_points_from_multiple_travel_rewards_cards\"><\/span>14. Can I combine points from multiple travel rewards cards?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Generally, points can\u2019t be combined across different issuers but can often be pooled within the same program or through transfer partners.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"15_Is_it_better_to_get_a_travel_rewards_card_or_a_cash_back_card\"><\/span>15. Is it better to get a travel rewards card or a cash back card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you travel frequently, a travel card usually offers higher value. For those who prefer simplicity or don\u2019t travel much, a cash back card may be better.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ultimately, a travel rewards card <strong>can be worth it<\/strong> if you travel regularly or want to start maximizing your everyday spending towards trips. These cards offer excellent opportunities to earn points, enjoy exclusive perks, and save money on flights and hotels. However, it\u2019s essential to analyze your spending habits, be mindful of fees, and commit to paying your balance in full each month to avoid interest charges. For many Americans, a travel rewards card is not just a financial tool but a gateway to exciting experiences and smarter travel budgeting. Choosing the right card tailored to your lifestyle can unlock incredible value and make your travel dreams more accessible than ever before. If you want to turn your purchases into memorable adventures, a travel rewards card deserves serious consideration.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Also_discover\"><\/span>Also discover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/finance.familiaeabiblia.com.br\/glossary\/\" target=\"_blank\" rel=\"noopener\">Glossary Finance<\/a><\/strong><\/li>\n<li><strong><a class=\"row-title\" href=\"https:\/\/finance.familiaeabiblia.com.br\/faq-finance\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u201cFAQ \u2013 Frequently Asked Questions\u201d (Edit)\">FAQ \u2013 Frequently Asked Questions<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/\">Credit Cards &#8211; GLOSSARY<\/a><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\">Credit Cards &#8211; FAQ<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Is it worth getting a travel rewards card? Is It Worth Getting a Travel Rewards Card? If you love to travel or find yourself booking flights, hotels, and rental cars regularly, you might have wondered: is it worth getting a travel rewards card? Travel rewards credit cards promise benefits such as free flights, hotel upgrades, &hellip;<\/p>\n","protected":false},"author":3,"featured_media":255,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-4606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-faq-credit-cards"],"_links":{"self":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/4606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/comments?post=4606"}],"version-history":[{"count":1,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/4606\/revisions"}],"predecessor-version":[{"id":5909,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/4606\/revisions\/5909"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media\/255"}],"wp:attachment":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media?parent=4606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/categories?post=4606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/tags?post=4606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}