{"id":4856,"date":"2025-06-13T02:10:51","date_gmt":"2025-06-13T05:10:51","guid":{"rendered":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/?p=4856"},"modified":"2025-06-13T02:10:51","modified_gmt":"2025-06-13T05:10:51","slug":"is-it-better-to-redeem-credit-card-points-for-cash-or-travel","status":"publish","type":"post","link":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/","title":{"rendered":"Is it better to redeem credit card points for cash or travel?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Content<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Is_It_Better_to_Redeem_Credit_Card_Points_for_Cash_or_Travel\" >Is It Better to Redeem Credit Card Points for Cash or Travel?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Understanding_Credit_Card_Points_and_Redemption_Options\" >Understanding Credit Card Points and Redemption Options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#How_Much_Are_Credit_Card_Points_Worth\" >How Much Are Credit Card Points Worth?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Benefits_of_Redeeming_Credit_Card_Points_for_Cash\" >Benefits of Redeeming Credit Card Points for Cash<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Benefits_of_Redeeming_Credit_Card_Points_for_Travel\" >Benefits of Redeeming Credit Card Points for Travel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Factors_to_Consider_When_Choosing_Between_Cash_and_Travel_Redemption\" >Factors to Consider When Choosing Between Cash and Travel Redemption<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Your_Lifestyle_and_Travel_Habits\" >Your Lifestyle and Travel Habits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Point_Redemption_Complexity\" >Point Redemption Complexity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Point_Expiration_and_Restrictions\" >Point Expiration and Restrictions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Your_Financial_Goals\" >Your Financial Goals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Card-Specific_Rewards_Program_Details\" >Card-Specific Rewards Program Details<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Real_User_Questions_What_People_Search_on_Google\" >Real User Questions: What People Search on Google<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Tips_to_Get_the_Most_Value_from_Your_Credit_Card_Points\" >Tips to Get the Most Value from Your Credit Card Points<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Examples_When_Redeeming_for_Cash_Might_Be_Better\" >Examples: When Redeeming for Cash Might Be Better<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Examples_When_Redeeming_for_Travel_Is_Advantageous\" >Examples: When Redeeming for Travel Is Advantageous<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#How_to_Check_Your_Credit_Cards_Redemption_Options\" >How to Check Your Credit Card\u2019s Redemption Options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Final_Considerations_Before_Redeeming_Credit_Card_Points\" >Final Considerations Before Redeeming Credit Card Points<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Related_Articles\" >Related Articles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Our_Categories\" >Our Categories:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Is_It_Better_to_Redeem_Credit_Card_Points_for_Cash_or_Travel-2\" >Is It Better to Redeem Credit Card Points for Cash or Travel?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#1_Can_I_get_more_value_redeeming_points_for_travel_compared_to_cash\" >1. Can I get more value redeeming points for travel compared to cash?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#2_Is_redeeming_points_for_cash_a_good_option\" >2. Is redeeming points for cash a good option?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#3_Do_all_credit_cards_offer_both_cash_and_travel_redemption_options\" >3. Do all credit cards offer both cash and travel redemption options?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#4_Will_redeeming_points_for_travel_earn_me_loyalty_perks\" >4. Will redeeming points for travel earn me loyalty perks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#5_Is_it_better_to_save_points_for_a_big_trip_or_use_them_for_smaller_cash_redemptions\" >5. Is it better to save points for a big trip or use them for smaller cash redemptions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#6_Can_I_combine_cash_and_travel_redemptions\" >6. Can I combine cash and travel redemptions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#7_Are_there_fees_when_redeeming_points_for_travel\" >7. Are there fees when redeeming points for travel?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#8_How_do_travel_portals_affect_point_value\" >8. How do travel portals affect point value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#9_Does_redeeming_points_for_cash_impact_credit_score\" >9. Does redeeming points for cash impact credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#10_Can_I_transfer_credit_card_points_to_airline_or_hotel_partners\" >10. Can I transfer credit card points to airline or hotel partners?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#11_How_frequently_do_reward_values_change\" >11. How frequently do reward values change?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#12_Do_cash_redemptions_have_minimum_thresholds\" >12. Do cash redemptions have minimum thresholds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#13_Are_travel_redemptions_more_complicated_than_cash_redemptions\" >13. Are travel redemptions more complicated than cash redemptions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#14_Can_I_use_points_for_other_travel_expenses_besides_flights_and_hotels\" >14. Can I use points for other travel expenses besides flights and hotels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#15_Whats_the_best_way_to_decide_between_cash_or_travel_redemption\" >15. What\u2019s the best way to decide between cash or travel redemption?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4856\/#Also_discover\" >Also discover<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>Is it better to redeem credit card points for cash or travel?<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_It_Better_to_Redeem_Credit_Card_Points_for_Cash_or_Travel\"><\/span>Is It Better to Redeem Credit Card Points for Cash or Travel?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you have a credit card that earns points, you\u2019re probably wondering: <strong>Is it better to redeem credit card points for cash or travel?<\/strong> This is a common dilemma faced by millions of cardholders in the US who want to get the most value out of their rewards. Whether you prioritize flexibility, convenience, or maximizing the dollar value, understanding the benefits and drawbacks of different redemption options can help you make smarter decisions.<\/p>\n<p>In this article, we\u2019ll dive deep into the pros and cons of redeeming credit card points for cash versus travel rewards, break down typical redemption values, and answer real questions users often search for online. By the end, you\u2019ll be better equipped to choose the redemption method that aligns perfectly with your financial goals and lifestyle.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_Credit_Card_Points_and_Redemption_Options\"><\/span>Understanding Credit Card Points and Redemption Options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before comparing redemption options, it\u2019s important to understand how credit card rewards programs generally work. Many cards offer points or miles based on your spending \u2014 often 1 to 3 points per dollar spent. The value of each point can vary significantly depending on how you redeem them.<\/p>\n<p><strong>Common redemption options include:<\/strong><\/p>\n<ul>\n<li><strong>Cash back or statement credits:<\/strong> You get a fixed dollar amount applied to your account or direct deposit.<\/li>\n<li><strong>Travel bookings:<\/strong> Points can be used to book flights, hotels, or car rentals, either through the card issuer\u2019s travel portal or transferred to airline\/hotel partners.<\/li>\n<li><strong>Gift cards and merchandise:<\/strong> Redeeming points for gift cards or products, although typically with a lower value.<\/li>\n<li><strong>Experiences and events:<\/strong> Some cards offer unique experiences, but these usually require more points.<\/li>\n<\/ul>\n<p>For this discussion, we\u2019ll focus on the two most popular and frequently compared options: <em>cash back<\/em> and <em>travel redemption<\/em>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Are_Credit_Card_Points_Worth\"><\/span>How Much Are Credit Card Points Worth?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Point values vary based on the type of card and redemption method. Let\u2019s look at typical valuations from popular reward cards:<\/p>\n<ul>\n<li><strong>Cash Back:<\/strong> Most cards value points at around <strong>1 cent per point<\/strong> when redeemed for cash or statement credits.<\/li>\n<li><strong>Travel Redemption via Card Portals:<\/strong> Many cards offer a higher rate, such as <strong>1.25 to 1.5 cents per point<\/strong> when booking flights or hotels through their travel centers.<\/li>\n<li><strong>Transfer to Travel Partners:<\/strong> Transferring points to airline or hotel loyalty programs can yield values of <strong>1.5 to 3+ cents per point<\/strong> or more, depending on how savvy you are with awards.<\/li>\n<\/ul>\n<p>This wide range in value makes the decision less straightforward and depends on your goals and ability to leverage travel rewards effectively.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Redeeming_Credit_Card_Points_for_Cash\"><\/span>Benefits of Redeeming Credit Card Points for Cash<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Many users search for whether <strong>cash redemption is better for flexibility<\/strong>. Here are some reasons why cash might be a smart choice:<\/p>\n<ul>\n<li><strong>Simplicity:<\/strong> Redeeming points as cash or statement credits is usually straightforward and instant with no blackouts or seat restrictions.<\/li>\n<li><strong>Flexibility:<\/strong> Cash can be used for anything \u2014 paying bills, saving, investing, or everyday purchases \u2014 not just travel.<\/li>\n<li><strong>Guaranteed Value:<\/strong> Cash redemptions often have a fixed rate (usually 1 cent per point), giving you predictable value.<\/li>\n<li><strong>No Travel Planning Needed:<\/strong> If you\u2019re not interested in traveling or find the process complicated or restrictive, cash is a hassle-free option.<\/li>\n<li><strong>Useful for Paying Credit Card Bills:<\/strong> Statement credits reduce your balance and avoid interest, effectively turning points into direct savings.<\/li>\n<\/ul>\n<p><strong>Example:<\/strong> If you have 10,000 points with a card that values cash redemptions at 1 cent\/point, you get $100 back. You get clear, usable funds with no strings attached.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Redeeming_Credit_Card_Points_for_Travel\"><\/span>Benefits of Redeeming Credit Card Points for Travel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you enjoy traveling or want to maximize the value of your points, redeeming for travel might be the better option. Here\u2019s why:<\/p>\n<ul>\n<li><strong>Higher Value Potential:<\/strong> Booking flights or hotels with points can often give you more than 1 cent per point value \u2014 sometimes significantly more.<\/li>\n<li><strong>Luxury or Upgrades:<\/strong> Points can help you secure business class flights, luxury hotels, or upgrades that would cost a fortune if paid in cash.<\/li>\n<li><strong>Transfer Partners:<\/strong> Many credit cards allow you to transfer points to airlines or hotel loyalty programs where points might stretch further.<\/li>\n<li><strong>Exclusive Deals and Promotions:<\/strong> Travel portals may offer discounted rates or flash sales when using points, boosting their value.<\/li>\n<li><strong>Incentive to Travel:<\/strong> Using points for travel rewards encourages people to take vacations or trips they might not otherwise consider.<\/li>\n<\/ul>\n<p><strong>Example:<\/strong> With 50,000 points, you can book a $750 business class ticket through a transfer partner, getting 1.5 cents per point value or more, which beats cash redemption hands down.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factors_to_Consider_When_Choosing_Between_Cash_and_Travel_Redemption\"><\/span>Factors to Consider When Choosing Between Cash and Travel Redemption<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To decide whether redeeming credit card points for cash or travel is better, consider these personal and financial factors:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Your_Lifestyle_and_Travel_Habits\"><\/span>Your Lifestyle and Travel Habits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you travel frequently or plan vacations, travel redemptions can enhance your experience and offer superior value. On the other hand, if you rarely travel or prefer financial flexibility, cash might be the smarter choice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Point_Redemption_Complexity\"><\/span>Point Redemption Complexity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Redeeming for cash is easy and no-fuss. Travel redemptions, especially transfers, require more know-how, time, and sometimes flexibility with dates and destinations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Point_Expiration_and_Restrictions\"><\/span>Point Expiration and Restrictions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some points expire if unused or lose value over time. Redeeming early for cash avoids this risk. Travel rewards may have blackout dates or booking windows that limit your options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Your_Financial_Goals\"><\/span>Your Financial Goals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you aim to reduce debt or need liquidity, cash back makes sense. If you want to stretch your leisure budget or experience premium travel, travel redemptions can be worth the effort.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Card-Specific_Rewards_Program_Details\"><\/span>Card-Specific Rewards Program Details<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Different cards offer different redemption rates, fees, and options. For example, some cards offer a flat 1 cent per point redemption rate for cash, others up to 1.5 cents per point when booking travel via their portal, and some cards allow point transfers to airline partners.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Real_User_Questions_What_People_Search_on_Google\"><\/span>Real User Questions: What People Search on Google<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are some frequent questions people have regarding this topic:<\/p>\n<ul>\n<li><strong>\u201cHow much is 1 credit card point worth in cash vs travel?\u201d<\/strong> \u2013 Typically, 1 point equals 1 cent in cash, but travel redemptions can be worth 1.25 to 3 cents or more, depending on the program and booking.<\/li>\n<li><strong>\u201cWhat credit cards offer the best value for travel redemptions?\u201d<\/strong> \u2013 Popular options include Chase Sapphire Preferred\/Reserve, American Express Membership Rewards cards, and Capital One Venture cards due to their partner transfer possibilities.<\/li>\n<li><strong>\u201cAre travel redemptions always better than cash back?\u201d<\/strong> \u2013 Not always. If you don\u2019t travel or prefer simplicity, or if you can\u2019t find good award flights, cash back might yield better value.<\/li>\n<li><strong>\u201cCan I mix cash and travel redemptions?\u201d<\/strong> \u2013 Some cards allow mixed redemptions (e.g., partial cash and partial points), but it depends on the issuer\u2019s policies.<\/li>\n<li><strong>\u201cDoes redeeming points for travel lock me into specific dates or routes?\u201d<\/strong> \u2013 Yes, award travel often has blackout dates and availability constraints, so you must be flexible.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_Get_the_Most_Value_from_Your_Credit_Card_Points\"><\/span>Tips to Get the Most Value from Your Credit Card Points<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Compare redemption options:<\/strong> Always check how many points you need versus the cash price before deciding.<\/li>\n<li><strong>Use transfer partners wisely:<\/strong> If your card allows point transfers to airlines or hotels, research redemption charts and sweet spots to maximize value.<\/li>\n<li><strong>Book travel early:<\/strong> Award seats and rooms can be limited, so planning ahead usually nets better availability and value.<\/li>\n<li><strong>Watch for promotions:<\/strong> Issuers occasionally offer bonuses or discounts on travel redemptions.<\/li>\n<li><strong>Consider taxes and fees:<\/strong> Some travel redemptions require paying taxes or surcharges out of pocket\u2014factor this cost into your calculations.<\/li>\n<li><strong>Don\u2019t let points expire:<\/strong> Use them or your account could forfeit your rewards entirely.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Examples_When_Redeeming_for_Cash_Might_Be_Better\"><\/span>Examples: When Redeeming for Cash Might Be Better<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Consider these scenarios where cash redemption wins:<\/p>\n<ul>\n<li><strong>You need extra funds for everyday expenses or emergency bills.<\/strong><\/li>\n<li><strong>You\u2019re paying down credit card debt quickly and want to reduce your balance.<\/strong><\/li>\n<li><strong>You don\u2019t travel often or don\u2019t want to deal with award booking complexities.<\/strong><\/li>\n<li><strong>Your points program has a capped redemption value for travel, but cash redemptions come with no restrictions.<\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Examples_When_Redeeming_for_Travel_Is_Advantageous\"><\/span>Examples: When Redeeming for Travel Is Advantageous<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are cases when travel redemptions make the most sense:<\/p>\n<ul>\n<li><strong>You want to use points to upgrade your flight or hotel stays.<\/strong><\/li>\n<li><strong>You\u2019re planning a vacation and want to stretch your travel budget.<\/strong><\/li>\n<li><strong>Your credit card offers transfer partners with strong valuations.<\/strong><\/li>\n<li><strong>You enjoy the experience of travel and prefer using points for memorable trips rather than cash.<\/strong><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Check_Your_Credit_Cards_Redemption_Options\"><\/span>How to Check Your Credit Card\u2019s Redemption Options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To make the best choice, review the specific terms of your card\u2019s rewards program:<\/p>\n<ul>\n<li>Log in to your credit card issuer\u2019s rewards portal.<\/li>\n<li>Visit the section on points redemption methods.<\/li>\n<li>Compare the number of points needed for cash back vs travel redemptions.<\/li>\n<li>Look for details on transfer partners and possible bonuses.<\/li>\n<li>Check expiration policies and any fees related to redemptions.<\/li>\n<\/ul>\n<p>Each card\u2019s value proposition will differ, so knowing your options helps avoid leaving value on the table.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Considerations_Before_Redeeming_Credit_Card_Points\"><\/span>Final Considerations Before Redeeming Credit Card Points<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There\u2019s no one-size-fits-all answer to whether it\u2019s better to redeem credit card points for cash or travel. The <strong>best choice depends on your financial situation, lifestyle, and preferences.<\/strong> Always factor in the value per point, flexibility, and potential restrictions for your specific card.<\/p>\n<p>By understanding the strengths and limitations of each approach, you can confidently unlock the full potential of your credit card rewards and make choices that suit your goals\u2014whether that\u2019s having extra cash in your pocket or enjoying an unforgettable trip at a fraction of the cost.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-212\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp\" alt=\"Thumbnail Smart Finance (6)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-6-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Articles\"><\/span>Related Articles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"page-generator-pro-related-links page-generator-pro-related-links-columns-1 page-generator-pro-related-links-prev-next page-generator-pro-related-links-vertical\"><li class=\"prev\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4062\/\" title=\"Is it better to pay off your credit card or keep a balance?\">Is it better to pay off your credit card or keep a balance?\n                            <\/a>\n                        <\/li><li class=\"next\">\n                            <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\/4673\/\" title=\"Is it better to use a travel card or credit card?\">Is it better to use a travel card or credit card?\n                            <\/a>\n                        <\/li><\/ul>\n<p>Our HOME in English: <a href=\"https:\/\/finance.familiaeabiblia.com.br\/\" target=\"_blank\" rel=\"noopener\">Smart Finance: Learn, Invest, and Grow<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-262\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp\" alt=\"Thumbnail Smart Finance (56)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-56-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Our_Categories\"><\/span>Our Categories:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcb3 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/\">Credit Cards<\/a>: Comparisons, reviews, and tips to choose the best card for your profile \u2014 cashback, travel rewards, no annual fee, and more.<\/li>\n<li>\ud83c\udfe6 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/digital-banks\/\">Digital Banks<\/a>: Practical guides and evaluations of digital bank accounts, fees, benefits, and services.<\/li>\n<li>\ud83d\udcc8 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/investing\/\">Investments<\/a>: Beginner guides, fixed income and variable income options, real estate investment trusts (REITs), and more.<\/li>\n<li>\ud83e\uddee <a href=\"https:\/\/finance.familiaeabiblia.com.br\/financial-education\/\">Financial Education<\/a>: Learn to manage your budget, build an emergency fund, and get out of debt.<\/li>\n<li>\ud83d\ude97 <a href=\"https:\/\/finance.familiaeabiblia.com.br\/loans-financing\/\">Loans and Financing<\/a>: Explanations about mortgage, auto, and student loans, with smart money-saving tips.<\/li>\n<li>\ud83d\udee1\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/insurance\/\">Insurance<\/a>: Information about the most important types of insurance to protect your family and assets.<\/li>\n<li>\ud83d\udcca <a href=\"https:\/\/finance.familiaeabiblia.com.br\/taxes-income\/\">Taxes and Income<\/a>: Guidance on tax filing, investment taxation, and fiscal responsibilities.<\/li>\n<li>\ud83c\udfd6\ufe0f <a href=\"https:\/\/finance.familiaeabiblia.com.br\/retirement-planning\/\">Retirement Planning<\/a>: Tips to plan your retirement with private retirement plans, Social Security benefits, and passive income strategies.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-209\" src=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp\" alt=\"Thumbnail Smart Finance (3)\" width=\"800\" height=\"540\" srcset=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3.webp 800w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-300x203.webp 300w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-768x518.webp 768w, https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-content\/uploads\/2025\/04\/Thumbnail-Smart-Finance-3-220x150.webp 220w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_It_Better_to_Redeem_Credit_Card_Points_for_Cash_or_Travel-2\"><\/span>Is It Better to Redeem Credit Card Points for Cash or Travel?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you\u2019ve built up credit card points, you\u2019re probably wondering if it\u2019s better to redeem them for cash or travel rewards. This decision depends on your personal financial goals and lifestyle. Both options offer unique benefits, and understanding how to maximize the value of your points can help you get the most out of your rewards. Whether you prefer the flexibility of cash or the experience and perks that come with travel redemptions, knowing the pros and cons of each choice will guide you to a smarter decision. Let&#8217;s explore the key factors to consider when choosing the best way to redeem your earned credit card points.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Choosing between redeeming credit card points for cash or travel comes down to your individual preferences and financial goals.<\/strong> Cash redemptions offer simplicity and flexibility\u2014perfect for paying bills or supplementing everyday expenses without restrictions. On the other hand, travel redemptions often deliver greater value per point, especially when booking flights and hotels through partner programs. They can also elevate your trip with perks like upgrades or lounge access. To maximize your rewards, consider how you value immediate spending power versus memorable experiences. If you love traveling and can leverage bonus values, travel redemptions might be your best bet. But if flexibility and ease matter most, cash back is a reliable choice. Ultimately, understanding your credit card&#8217;s point redemption options and analyzing your spending habits will help you make a decision that fits your lifestyle. Don\u2019t forget to periodically review new offers and travel deals to squeeze even more value from your points!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_get_more_value_redeeming_points_for_travel_compared_to_cash\"><\/span>1. Can I get more value redeeming points for travel compared to cash?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. Points often have higher value when used for flights, hotels, or vacation packages through travel portals or transfer partners, sometimes exceeding 2 cents per point, while cash redemptions usually offer around 1 cent per point.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_redeeming_points_for_cash_a_good_option\"><\/span>2. Is redeeming points for cash a good option?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, cash redemption is a flexible and simple option, letting you use your rewards like extra income or to pay off your credit card balance without restrictions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Do_all_credit_cards_offer_both_cash_and_travel_redemption_options\"><\/span>3. Do all credit cards offer both cash and travel redemption options?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. Some cards specialize in cash back rewards, while others focus on travel points. Check your card\u2019s rewards program to know your options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_redeeming_points_for_travel_earn_me_loyalty_perks\"><\/span>4. Will redeeming points for travel earn me loyalty perks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Often yes. Booking through airline or hotel partners with transferred points can unlock elite status perks, upgrades, or bonus miles, enhancing your travel experience.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_it_better_to_save_points_for_a_big_trip_or_use_them_for_smaller_cash_redemptions\"><\/span>5. Is it better to save points for a big trip or use them for smaller cash redemptions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Saving points for a significant travel redemption can maximize value, but if you need flexible spending now, cash redemptions offer immediate benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_combine_cash_and_travel_redemptions\"><\/span>6. Can I combine cash and travel redemptions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some programs allow mixed redemptions, like partial points plus cash for travel bookings, giving flexibility if you don\u2019t have enough points.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_fees_when_redeeming_points_for_travel\"><\/span>7. Are there fees when redeeming points for travel?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sometimes. Award flights may have taxes or booking fees. Always check before redeeming points to avoid surprises.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_do_travel_portals_affect_point_value\"><\/span>8. How do travel portals affect point value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Travel portals can increase point value by offering discounts or bonus redemption rates, but values vary by program.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Does_redeeming_points_for_cash_impact_credit_score\"><\/span>9. Does redeeming points for cash impact credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. Redeeming points doesn\u2019t affect your credit score since it\u2019s simply using earned rewards, not borrowing money.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_transfer_credit_card_points_to_airline_or_hotel_partners\"><\/span>10. Can I transfer credit card points to airline or hotel partners?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Many travel cards allow point transfers to partner loyalty programs, often unlocking higher redemption values and more travel options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_frequently_do_reward_values_change\"><\/span>11. How frequently do reward values change?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Point values and redemption rates can fluctuate based on program updates and promotions, so staying informed helps maximize returns.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Do_cash_redemptions_have_minimum_thresholds\"><\/span>12. Do cash redemptions have minimum thresholds?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some cards set minimum point amounts before allowing cash back redemptions; check your issuer\u2019s terms to plan accordingly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"13_Are_travel_redemptions_more_complicated_than_cash_redemptions\"><\/span>13. Are travel redemptions more complicated than cash redemptions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Generally yes, travel redemptions may involve searching availability, booking award seats, or transferring points, which can be more time-consuming.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"14_Can_I_use_points_for_other_travel_expenses_besides_flights_and_hotels\"><\/span>14. Can I use points for other travel expenses besides flights and hotels?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, some programs allow redemptions for car rentals, cruises, or travel experiences like tours and activities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"15_Whats_the_best_way_to_decide_between_cash_or_travel_redemption\"><\/span>15. What\u2019s the best way to decide between cash or travel redemption?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Evaluate your personal financial needs, travel habits, and point values. Consider if you want immediate cash flexibility or to maximize rewards through travel perks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Also_discover\"><\/span>Also discover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/finance.familiaeabiblia.com.br\/glossary\/\" target=\"_blank\" rel=\"noopener\">Glossary Finance<\/a><\/strong><\/li>\n<li><strong><a class=\"row-title\" href=\"https:\/\/finance.familiaeabiblia.com.br\/faq-finance\" target=\"_blank\" rel=\"noopener\" aria-label=\"\u201cFAQ \u2013 Frequently Asked Questions\u201d (Edit)\">FAQ \u2013 Frequently Asked Questions<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/glossary-credit-cards\/\">Credit Cards &#8211; GLOSSARY<\/a><\/li>\n<li><a href=\"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/faq-credit-cards\">Credit Cards &#8211; FAQ<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Is it better to redeem credit card points for cash or travel? Is It Better to Redeem Credit Card Points for Cash or Travel? If you have a credit card that earns points, you\u2019re probably wondering: Is it better to redeem credit card points for cash or travel? This is a common dilemma faced by &hellip;<\/p>\n","protected":false},"author":3,"featured_media":209,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-4856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-faq-credit-cards"],"_links":{"self":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/4856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/comments?post=4856"}],"version-history":[{"count":0,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/posts\/4856\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media\/209"}],"wp:attachment":[{"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/media?parent=4856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/categories?post=4856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance.familiaeabiblia.com.br\/credit-cards\/wp-json\/wp\/v2\/tags?post=4856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}